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2naSalit

(102,778 posts)
10. You should certainly call your
Fri Sep 6, 2013, 01:56 AM
Sep 2013

card issuer but WRITE to your former agent (I suggest registered mail and a return receipt) and tell her that she did not have permission, etc. Keep the original and send her a copy and maintain a paper trail of all interactions so there is no question as to your intentions and her having received it.

Stay on top of it but always take notes if you speak to her but the best thing is to have it all on paper to avoid a conflict of :he said, she said" with no proof. Just in case things get ugly. Protect yourself.

Also, your new insurance agency should have notified your old agency *maybe* - this is so with auto insurance in my state... don't own a home so I can't say for sure on that point but in any case she should have contacted you in some form prior to allowing a charge to go through. you can also go over her head, so to speak, by contacting her supervisory persons/office... send them a copy of that letter you might be sending to the agent in question. These people are there to provide a service and if you aren't satisfied or feel they have wronged you, exercise your rights and keep the authorities informed (as advised in a previous post above) ...contact the state ins. board or whatever your state has even if it's the AG. But do create a paper trail!

Hope you get it all worked out to your satisfaction.

Recommendations

0 members have recommended this reply (displayed in chronological order):

first contact "her" and find out what happened. could be inadvertent. nt msongs Sep 2013 #1
It was inadvertent when we hadn't had her and had another insurance company AND agent Ecumenist Sep 2013 #4
Don't call her,call the card co.and forget about lawyers and insurance commisioners too. easychoice Sep 2013 #13
This is STRAIGHT IP FRAUD AND THEFT... I'm contacting the insurance commissioner today Ecumenist Sep 2013 #14
So you are really out the money? easychoice Sep 2013 #17
Contact your state insurance licensing authority and ... 99Forever Sep 2013 #2
call the card co. have them remove the charge. easychoice Sep 2013 #3
Excellent suggestion Hekate Sep 2013 #5
Unauthorized charge, easily disputed. Nt Barack_America Sep 2013 #7
Yep, it saved me a lot. defacto7 Sep 2013 #8
they will probably want you to talk to the insurance agent first hfojvt Sep 2013 #12
Have your credit card company put a hold on the charge until the issue is resolved. NV Whino Sep 2013 #6
Exactly. The cards deal with these things all the time. It is possible that she had the policy anneboleyn Sep 2013 #9
No, if it were auto renew. it would it wouldn't have happened AFTER a year with the new company.. Ecumenist Sep 2013 #15
You should certainly call your 2naSalit Sep 2013 #10
Yep, the new company did notify her LAST YEAR that they were our carrier. I started reading Ecumenist Sep 2013 #16
Take her to small claims court or at least threaten to if she doesn't Cleita Sep 2013 #11
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