General Discussion

Ms. Toad

(38,327 posts)

18. If the state rejects expanded Medicaid,

Thu Sep 12, 2013, 06:12 PM

Sep 2013

that is unfortunately correct. You will not be eligible for a subsidy and will have to pay the full premium (around $3000), and some portion of your medical expenses up to the out of pocket maximum.

That's the result of the Supreme Court decision which permitted states to opt out of expanded Medicaid. The legislation would have given you access to Medicaid at no charge. Currently, it appears North Carolina is one of the states that is rejecting the "Free" federal money to provide you with coverage.

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ACA exchange enrollment is open! Here is a (hopefully) easy to use basic Resource Guide [View all] Zorra Sep 2013 OP

Thanks. UncleTomsEvilBrother Sep 2013 #1

Thank you! beveeheart Sep 2013 #2

try plugging in some numbers to test Skittles Sep 2013 #6

That Bronze plan? Three doctor visits. Yes, just three a year. Safetykitten Sep 2013 #7

and these are just the INTRODUCTORY prices Skittles Sep 2013 #8

Yes, the introduction to a nightmare. Safetykitten Sep 2013 #9

Please explain. Ms. Toad Sep 2013 #15

What would one trip to the emergency room cost your friend? pnwmom Sep 2013 #14

Not to mention trying to buy any plan today for $150 a month Ms. Toad Sep 2013 #16

I checked our state's site pnwmom Sep 2013 #19

COBRA and HIPAA plans are tremendously expensive - Ms. Toad Sep 2013 #20

My husband and i are per-diem RN's, so we're not eligible for benefits at our jobs Heddi Sep 2013 #23

I have a hard time believing this is what is popular in Massachusetts Skittles Sep 2013 #25

I don't get it either Heddi Sep 2013 #26

essentially it looks like what they want Skittles Sep 2013 #27

If it wasn't mandated you wouldn't do it as it would be foolish... Demo_Chris Sep 2013 #34

I'm taking the fine................ mrmpa Sep 2013 #53

You are being fined for the crime of poverty... Demo_Chris Sep 2013 #54

Fines Keefer Sep 2013 #55

So either I get a job by the 2nd year, when..... mrmpa Sep 2013 #58

Given your financial situation, you may be eligible for an exemption. winter is coming Sep 2013 #61

I forgot about that, I appreciate the reminder. Thanks! eom mrmpa Sep 2013 #66

yes, Heddi. I've tried to draw attention to this....if you make one penny more than 400% FPL antigop Sep 2013 #44

Mahalo Zorra! Quite a Cha Sep 2013 #3

Thanks! nt Zorra Sep 2013 #4

K&R krawhitham Sep 2013 #5

KICK! Cha Sep 2013 #10

Thank you. Tweeted. grahamhgreen Sep 2013 #11

kick Zorra Sep 2013 #12

kick Zorra Sep 2013 #13

I may have filled out the calculator wrong. ladyVet Sep 2013 #17

If the state rejects expanded Medicaid, Ms. Toad Sep 2013 #18

She has zero income, so she would be exempt under the ACA. Sirveri Sep 2013 #21

Unfortunately, being exempt from an obligation to purchase or pay a fine Ms. Toad Sep 2013 #24

Unfortunately, the law isn't set up to provide subsidies Ms. Toad Sep 2013 #60

Plugged in a relative's info... Lars39 Sep 2013 #51

Unfortunately, Tennessee rejected the medicaid expansion Ms. Toad Sep 2013 #59

There ought to be a go around at the federal level Lars39 Sep 2013 #62

Unfortunately, it would require an amendment Ms. Toad Sep 2013 #64

Then you will be fined by our party for the crime of being poor. nt Demo_Chris Sep 2013 #35

Troll much? Pretzel_Warrior Oct 2013 #72

Actually, the affluent are the ones MOST helped by Obamacare... Demo_Chris Oct 2013 #76

K&R B Calm Sep 2013 #22

Good lord, woman! HappyMe Sep 2013 #28

Many thanks. Once again I will try to get someone who needs this to look at it. Hekate Sep 2013 #29

kick Zorra Sep 2013 #30

kick Zorra Sep 2013 #31

Thank you! nt msanthrope Sep 2013 #32

My pleasure. If this exchange program is successful, it will help many people, and will Zorra Sep 2013 #33

This is going to KILL us in future elections... Demo_Chris Sep 2013 #36

Well, let's hope you're wrong. It is what it is, so I'm hoping to help make it as successful as Zorra Sep 2013 #38

kick Zorra Sep 2013 #37

I don't know how you found the time to do this, but Brigid Sep 2013 #39

Well, I can't say it was all totally altruistic. Zorra Sep 2013 #47

We can only hope. Brigid Sep 2013 #48

thank you for this, good information all in one place :) nt steve2470 Sep 2013 #40

Bookmarked! kentuck Sep 2013 #41

Thank you so much, Zorra. dmr Sep 2013 #42

K & R Liberal_Dog Sep 2013 #43

Thank you for the most useful post I've read here in a looooong time! n/t deerheadgal Sep 2013 #45

I'm glad you find it useful! nt Zorra Sep 2013 #49

Thanks, Zorra! City Lights Sep 2013 #46

^ Zorra Sep 2013 #50

Thanks for this! villager Sep 2013 #52

And the 24/7 call center: 1-800-318-2596. And live chat DevonRex Sep 2013 #56

You've done a great job on this. Thank you. Buns_of_Fire Sep 2013 #57

Thank you! onestepforward Sep 2013 #63

Do all facilities accept all 4 types of plans ... slipslidingaway Sep 2013 #65

Good question. I believe this information will become available when the plans become available Zorra Sep 2013 #67

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Thank you. I was able to find a few answers I needed Maeve Oct 2013 #73

Yeh, I tried to log in but no dice so I am giving up for today. Zorra Oct 2013 #75

One of the best posts of the year. Thanks. grantcart Oct 2013 #74

Now that the exchanges are actually open, you should no longer use the Kaiser site for estimates PoliticAverse Oct 2013 #77

Thanks! I'll edit out the link once traffic on healtcare.gov slows down. Also, Zorra Oct 2013 #78

excellent resource - bookmarked for future use. Old and In the Way Oct 2013 #79

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