General Discussion

Heddi

(18,312 posts)

26. I don't get it either

Fri Sep 13, 2013, 02:28 PM

Sep 2013

because of our salaries, we're not eligible for any subsidies...which is okay with me. I mean, we make an okay salary.

But our salary is greatly decreased when the cost of healthcare is factored in. GREATLY decreased. and that's just for the basic premium + deductible. God forbid something actually happen above and beyond those costs. It's not like, oh once you reach your $10,000 deductible everything is covered 100%. Nope, labs are covered at 20%. MRI and radiology at 20%, diagnostic tests at 20%....ONCE the deductible is met.

I just don't see how this is helping people. This is not helping people. This is making people more BROKE.

Obama wants me to buy a house and have a baby and spend spend spend that recession away...kind of hard when my household income is cut by a MINIMUM of $15,400 every year. And it's not like prices won't go up. They will go up.

Looking at that, I'll never be able to buy a house. I sure as fuck can't afford to have a baby....holy shit. Not only do babies cost money, but then the cost of having the baby...fuck that.

and fuck this nonsense bullshit insurance company suck job.

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ACA exchange enrollment is open! Here is a (hopefully) easy to use basic Resource Guide [View all] Zorra Sep 2013 OP

Thanks. UncleTomsEvilBrother Sep 2013 #1

Thank you! beveeheart Sep 2013 #2

try plugging in some numbers to test Skittles Sep 2013 #6

That Bronze plan? Three doctor visits. Yes, just three a year. Safetykitten Sep 2013 #7

and these are just the INTRODUCTORY prices Skittles Sep 2013 #8

Yes, the introduction to a nightmare. Safetykitten Sep 2013 #9

Please explain. Ms. Toad Sep 2013 #15

What would one trip to the emergency room cost your friend? pnwmom Sep 2013 #14

Not to mention trying to buy any plan today for $150 a month Ms. Toad Sep 2013 #16

I checked our state's site pnwmom Sep 2013 #19

COBRA and HIPAA plans are tremendously expensive - Ms. Toad Sep 2013 #20

My husband and i are per-diem RN's, so we're not eligible for benefits at our jobs Heddi Sep 2013 #23

I have a hard time believing this is what is popular in Massachusetts Skittles Sep 2013 #25

I don't get it either Heddi Sep 2013 #26

essentially it looks like what they want Skittles Sep 2013 #27

If it wasn't mandated you wouldn't do it as it would be foolish... Demo_Chris Sep 2013 #34

I'm taking the fine................ mrmpa Sep 2013 #53

You are being fined for the crime of poverty... Demo_Chris Sep 2013 #54

Fines Keefer Sep 2013 #55

So either I get a job by the 2nd year, when..... mrmpa Sep 2013 #58

Given your financial situation, you may be eligible for an exemption. winter is coming Sep 2013 #61

I forgot about that, I appreciate the reminder. Thanks! eom mrmpa Sep 2013 #66

yes, Heddi. I've tried to draw attention to this....if you make one penny more than 400% FPL antigop Sep 2013 #44

Mahalo Zorra! Quite a Cha Sep 2013 #3

Thanks! nt Zorra Sep 2013 #4

K&R krawhitham Sep 2013 #5

KICK! Cha Sep 2013 #10

Thank you. Tweeted. grahamhgreen Sep 2013 #11

kick Zorra Sep 2013 #12

kick Zorra Sep 2013 #13

I may have filled out the calculator wrong. ladyVet Sep 2013 #17

If the state rejects expanded Medicaid, Ms. Toad Sep 2013 #18

She has zero income, so she would be exempt under the ACA. Sirveri Sep 2013 #21

Unfortunately, being exempt from an obligation to purchase or pay a fine Ms. Toad Sep 2013 #24

Unfortunately, the law isn't set up to provide subsidies Ms. Toad Sep 2013 #60

Plugged in a relative's info... Lars39 Sep 2013 #51

Unfortunately, Tennessee rejected the medicaid expansion Ms. Toad Sep 2013 #59

There ought to be a go around at the federal level Lars39 Sep 2013 #62

Unfortunately, it would require an amendment Ms. Toad Sep 2013 #64

Then you will be fined by our party for the crime of being poor. nt Demo_Chris Sep 2013 #35

Troll much? Pretzel_Warrior Oct 2013 #72

Actually, the affluent are the ones MOST helped by Obamacare... Demo_Chris Oct 2013 #76

K&R B Calm Sep 2013 #22

Good lord, woman! HappyMe Sep 2013 #28

Many thanks. Once again I will try to get someone who needs this to look at it. Hekate Sep 2013 #29

kick Zorra Sep 2013 #30

kick Zorra Sep 2013 #31

Thank you! nt msanthrope Sep 2013 #32

My pleasure. If this exchange program is successful, it will help many people, and will Zorra Sep 2013 #33

This is going to KILL us in future elections... Demo_Chris Sep 2013 #36

Well, let's hope you're wrong. It is what it is, so I'm hoping to help make it as successful as Zorra Sep 2013 #38

kick Zorra Sep 2013 #37

I don't know how you found the time to do this, but Brigid Sep 2013 #39

Well, I can't say it was all totally altruistic. Zorra Sep 2013 #47

We can only hope. Brigid Sep 2013 #48

thank you for this, good information all in one place :) nt steve2470 Sep 2013 #40

Bookmarked! kentuck Sep 2013 #41

Thank you so much, Zorra. dmr Sep 2013 #42

K & R Liberal_Dog Sep 2013 #43

Thank you for the most useful post I've read here in a looooong time! n/t deerheadgal Sep 2013 #45

I'm glad you find it useful! nt Zorra Sep 2013 #49

Thanks, Zorra! City Lights Sep 2013 #46

^ Zorra Sep 2013 #50

Thanks for this! villager Sep 2013 #52

And the 24/7 call center: 1-800-318-2596. And live chat DevonRex Sep 2013 #56

You've done a great job on this. Thank you. Buns_of_Fire Sep 2013 #57

Thank you! onestepforward Sep 2013 #63

Do all facilities accept all 4 types of plans ... slipslidingaway Sep 2013 #65

Good question. I believe this information will become available when the plans become available Zorra Sep 2013 #67

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^ Zorra Oct 2013 #71

Thank you. I was able to find a few answers I needed Maeve Oct 2013 #73

Yeh, I tried to log in but no dice so I am giving up for today. Zorra Oct 2013 #75

One of the best posts of the year. Thanks. grantcart Oct 2013 #74

Now that the exchanges are actually open, you should no longer use the Kaiser site for estimates PoliticAverse Oct 2013 #77

Thanks! I'll edit out the link once traffic on healtcare.gov slows down. Also, Zorra Oct 2013 #78

excellent resource - bookmarked for future use. Old and In the Way Oct 2013 #79

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