General Discussion

Wait Wut

(8,492 posts)

41. I haven't had insurance in 12 years.

Fri Sep 13, 2013, 06:31 PM

Sep 2013

I've had cancer (at 22), a heart attack (at 34), a stroke (44) and have a variety of current ailments that I'm sure would benefit from seeing a doctor. Unfortunately, because of the evil ACA I could never get insurance.

Oh, wait...it's the opposite. I'll be able to get insurance for less than the 50% of my paycheck that 'group' insurance tried to squeeze from me and they can't force me to sign a rider excluding me from coverage for everything but a cold.

Your situation is far from unique. Many of us are grateful that we'll finally be able to afford SOME kind of coverage. After waiting 12 years, I'm not looking forward to what any doctor has to say to me, but I'm hoping that someday in the not to distant future I'll be able to get out of bed in the morning and not want to cry because of the pain, or go to bed at nite without worrying that the twinge I'm feeling in my chest won't prevent me from waking up the next day.

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This message was self-deleted by its author [View all] Safetykitten Sep 2013 OP

Not trying to be insensitive to your plight. I do feel bad if you're shut out of health insurance Pretzel_Warrior Sep 2013 #1

No, guess why...this is from Aetna. Safetykitten Sep 2013 #3

You are blaming us for what an insurance company said and upaloopa Sep 2013 #23

This message was self-deleted by its author Safetykitten Sep 2013 #32

We bill Medicare, MediCal (Medicaid in CA) insurance if you have it upaloopa Sep 2013 #39

no one called you a loser. why are you lashing out at people who are not insulting you? nt dionysus Sep 2013 #189

Aetna's claim is nonsense. Ms. Toad Sep 2013 #34

This message was self-deleted by its author Safetykitten Sep 2013 #63

I have denial letters from ~1993 Ms. Toad Sep 2013 #81

This message was self-deleted by its author Safetykitten Sep 2013 #86

Here are some facts. Ms. Toad Sep 2013 #99

This message was self-deleted by its author Safetykitten Sep 2013 #120

Would you really have preferred it be the situation Ms. Toad Sep 2013 #126

This message was self-deleted by its author Safetykitten Sep 2013 #129

My boyfriend PasadenaTrudy Sep 2013 #155

This message was self-deleted by its author Safetykitten Sep 2013 #165

I have been fortunate enough to have had access to insurance Ms. Toad Sep 2013 #169

Yes. Try three years instead of three months, which liberalhistorian Sep 2013 #171

This message was self-deleted by its author Safetykitten Sep 2013 #173

Pretzel Warrior gave you an honest answer and you are goading for a fight Kolesar Sep 2013 #177

You're not making a lot of sense here. Most of the people who will benefit from the ACA pnwmom Sep 2013 #2

This message was self-deleted by its author Safetykitten Sep 2013 #5

You can't get insurance now because you lost COBRA. Thanks to the ACA, starting in January pnwmom Sep 2013 #35

This message was self-deleted by its author Safetykitten Sep 2013 #68

Until you go to your state's calculator and get your cost, you're just pnwmom Sep 2013 #72

This message was self-deleted by its author Safetykitten Sep 2013 #88

Thank goodness the ACA kicks in then or you'd have nothing. pnwmom Sep 2013 #92

This message was self-deleted by its author Safetykitten Sep 2013 #108

And millions have been waiting far longer. n/t Ms. Toad Sep 2013 #112

This message was self-deleted by its author Safetykitten Sep 2013 #131

Well - you probably put me in the ACA gang Ms. Toad Sep 2013 #148

Again, for the temporally challenged: January 2014, February 2014, March 2014, April 2014 . . . pnwmom Sep 2013 #114

Boo effing hoo. 4 months without insurance. Cry me a river. kestrel91316 Sep 2013 #124

This message was self-deleted by its author Safetykitten Sep 2013 #127

I have never said it was the be all and end all, lol. I have always felt that it was just one more kestrel91316 Sep 2013 #142

This message was self-deleted by its author Safetykitten Sep 2013 #151

You're irrational. The people who should have healthcare will be GETTING healthcare, kestrel91316 Sep 2013 #160

Maybe, but my sister is 55 and was uninsured and has been uninsured for several years notadmblnd Sep 2013 #107

I sympathize with your predicament, but I don't understand why you blame ACA? Yo_Mama Sep 2013 #4

This message was self-deleted by its author Safetykitten Sep 2013 #6

Hey, listen, I don't have insurance either Yo_Mama Sep 2013 #9

This message was self-deleted by its author Safetykitten Sep 2013 #13

Absolutely none. Yo_Mama Sep 2013 #188

Do you mind sharing what happened that you're worried could happen again? n/t pnwmom Sep 2013 #37

amazing. you tell another DU'er to shut up and jury votes 3-3 to leave it Pretzel_Warrior Sep 2013 #12

This message was self-deleted by its author Safetykitten Sep 2013 #16

Well, if your view of balance and other views liberalhistorian Sep 2013 #184

She's not the one who needs to shut up. And why on earth you thought the old way, of kestrel91316 Sep 2013 #128

This message was self-deleted by its author Safetykitten Sep 2013 #152

Ask Congress. And stop blaming DUers. kestrel91316 Sep 2013 #163

It's a good thing.... AZ Mike Sep 2013 #137

Lol! n/t PasadenaTrudy Sep 2013 #162

This message was self-deleted by its author Safetykitten Sep 2013 #168

Monty Python "self defense against a fresh fruit" sketch, 1970 Kolesar Sep 2013 #166

Wow. You want people to liberalhistorian Sep 2013 #178

This message was self-deleted by its author Safetykitten Sep 2013 #190

The timing of your mishap was awful and unfortunate. phleshdef Sep 2013 #7

This message was self-deleted by its author Safetykitten Sep 2013 #10

Wow. You know you are understandably angry and I think you are saying some very... phleshdef Sep 2013 #15

This message was self-deleted by its author Safetykitten Sep 2013 #18

The only other thing I'll say is that the ACA is not to blame for your problem. phleshdef Sep 2013 #33

With regard to your situation, the only problem with the ACA pnwmom Sep 2013 #87

Blame your COBRA insurance company for what happened to you. ACA had nothing to do with it. kestrel91316 Sep 2013 #130

This message was self-deleted by its author Safetykitten Sep 2013 #132

WTF does COSTCO have to do with it??? I'm not a member. I CAN'T AFFORD IT. kestrel91316 Sep 2013 #143

You need to go away from DU until you have yourself under control DisgustipatedinCA Sep 2013 #192

This message was self-deleted by its author DevonRex Sep 2013 #38

This message was self-deleted by its author Safetykitten Sep 2013 #69

Both the poor and unemployed ARE covered by the ACA Ms. Toad Sep 2013 #40

The poor -- yes, through a massive expansion of Medicaid. pnwmom Sep 2013 #42

So even though Obamacare fixes the problem your facing - NutmegYankee Sep 2013 #8

This message was self-deleted by its author Safetykitten Sep 2013 #11

You can buy insurance on the exchange next month. NutmegYankee Sep 2013 #14

This message was self-deleted by its author Safetykitten Sep 2013 #17

Some got it, millions didn't. NutmegYankee Sep 2013 #19

This message was self-deleted by its author Safetykitten Sep 2013 #21

Do you really believe the shit you just said? NutmegYankee Sep 2013 #24

This message was self-deleted by its author Safetykitten Sep 2013 #27

Uh... Try no. kcr Sep 2013 #102

You are absolutely wrong. Ms. Toad Sep 2013 #46

Not true. Before ACA, millions of people were locked out at any price. pnwmom Sep 2013 #56

This message was self-deleted by its author Safetykitten Sep 2013 #60

Oh wow, that was really convincing... NutmegYankee Sep 2013 #70

I did it by going without for most of my adult life. yewberry Sep 2013 #22

This message was self-deleted by its author Safetykitten Sep 2013 #26

What's MY deal? yewberry Sep 2013 #43

There we have it folks: major RW talking point, lol! kestrel91316 Sep 2013 #133

This message was self-deleted by its author Safetykitten Sep 2013 #134

Well, either that or you are in need of professional help for that narcissism. kestrel91316 Sep 2013 #145

They didn't. And that is the point you are missing. Ms. Toad Sep 2013 #45

This message was self-deleted by its author Safetykitten Sep 2013 #175

Do you live in one of the 5 states with guaranteed issue? Ms. Toad Sep 2013 #180

Well, first they called my wife and I uninsurable... our Cobra ran out... hunter Sep 2013 #48

How do you know that, at age 56, they wouldn't decide your preexisting pnwmom Sep 2013 #44

This message was self-deleted by its author Safetykitten Sep 2013 #73

So? Without Obamacare you wouldn't be getting it in January, either. pnwmom Sep 2013 #78

This message was self-deleted by its author Safetykitten Sep 2013 #83

I was there for two years. NutmegYankee Sep 2013 #90

Got it - Ms. Toad Sep 2013 #106

IwantIwantIwantIwantIwant.............. kestrel91316 Sep 2013 #135

And my husband and I were uninsured for three whole liberalhistorian Sep 2013 #153

This message was self-deleted by its author Safetykitten Sep 2013 #193

I have no insurance either. bunnies Sep 2013 #20

This message was self-deleted by its author Safetykitten Sep 2013 #25

college students were eligible to be covered on parents' insurance prior to ACA Pretzel_Warrior Sep 2013 #28

This message was self-deleted by its author Safetykitten Sep 2013 #65

Yeah. bunnies Sep 2013 #31

Go here: DevonRex Sep 2013 #67

Thanks! bunnies Sep 2013 #77

They do make referrals to specialists. nt DevonRex Sep 2013 #93

I haven't had insurance in 12 years. Wait Wut Sep 2013 #41

I'm glad for you and millions of others just like you. pnwmom Sep 2013 #47

Y'know... Wait Wut Sep 2013 #54

One of the best things has already happened. pnwmom Sep 2013 #61

I can try to imagine. Wait Wut Sep 2013 #75

This message was self-deleted by its author Safetykitten Sep 2013 #66

I am talking about the NOW. RIGHT NOW. No options. Safetykitten Sep 2013 #62

Yeah. We all get it. Wait Wut Sep 2013 #79

This message was self-deleted by its author Safetykitten Sep 2013 #104

What are you, two years old?????? kestrel91316 Sep 2013 #136

This message was self-deleted by its author Safetykitten Sep 2013 #156

I'm no kid. I'm 56. And I know better than to act like you have been in this thread. kestrel91316 Sep 2013 #167

This message was self-deleted by its author Safetykitten Sep 2013 #172

"You deserve it." JoePhilly Sep 2013 #29

This message was self-deleted by its author Safetykitten Sep 2013 #36

In this thread, you have at least twice, wished suffering on others ... JoePhilly Sep 2013 #50

Post removed Post removed Sep 2013 #55

That's about what I expected. JoePhilly Sep 2013 #64

You can get insured NOW if you are willing to pay for the insurance. If you hate the ACA so much bluestate10 Sep 2013 #53

This message was self-deleted by its author Safetykitten Sep 2013 #58

Actually - you generally cannot get insurance Ms. Toad Sep 2013 #119

You are not the only person in the nation - Ms. Toad Sep 2013 #30

This message was self-deleted by its author Safetykitten Sep 2013 #51

I provided an option between now and then. Ms. Toad Sep 2013 #74

This message was self-deleted by its author Safetykitten Sep 2013 #97

The link I provided Ms. Toad Sep 2013 #101

This message was self-deleted by its author Safetykitten Sep 2013 #105

Nope. I have not purchased short term insurance recently Ms. Toad Sep 2013 #110

This message was self-deleted by its author Safetykitten Sep 2013 #113

And you are looking at short term insurance - Ms. Toad Sep 2013 #116

This message was self-deleted by its author Safetykitten Sep 2013 #117

Stinks, doesn't it. Ms. Toad Sep 2013 #125

You are blaming the ACA for you selecting a fucked up insurance company? bluestate10 Sep 2013 #49

This message was self-deleted by its author Safetykitten Sep 2013 #52

That poster also seems unaware that COBRA is truedelphi Sep 2013 #84

This message was self-deleted by its author Safetykitten Sep 2013 #94

Unless you were more than 30 days late - Ms. Toad Sep 2013 #158

This message was self-deleted by its author Safetykitten Sep 2013 #164

Ouch. Ms. Toad Sep 2013 #174

This message was self-deleted by its author Safetykitten Sep 2013 #179

No link required. If you have the money, you can get insured, you will just pay through the nose. bluestate10 Sep 2013 #91

This message was self-deleted by its author Safetykitten Sep 2013 #95

Sorry, you'll need to do the keyboard work on this one, but here's your answer: kestrel91316 Sep 2013 #138

I wouldn't bother to try to explain that to her, liberalhistorian Sep 2013 #157

This message was self-deleted by its author Safetykitten Sep 2013 #170

The only thing I'll say is... winter is coming Sep 2013 #57

You know, that is the nicest post I have ever gotten concerning the ACA. Really. No lie. Safetykitten Sep 2013 #59

Perhaps because it's from someone who doesn't have a hope in hell of benefitting from it. n/t winter is coming Sep 2013 #71

I am so sorry. Safetykitten Sep 2013 #76

Back atcha. n/t winter is coming Sep 2013 #82

what do you mean? you won't be eligible for any insurance under ACA? Pretzel_Warrior Sep 2013 #80

Not eligible for Medicaid. Unlikely to be eligible for a subsidy, either. winter is coming Sep 2013 #85

OMG, you come on here and argue and still do not get the basics.., Safetykitten Sep 2013 #89

no. I don't have the person's specific case so I am asking for clarification Pretzel_Warrior Sep 2013 #103

Yep. bunnies Sep 2013 #98

This is almost making me cry. You deserve better than this. Winter deserves better than this... Safetykitten Sep 2013 #100

You deserve better too. bunnies Sep 2013 #146

I am so sorry for what you go through. Talking to people here about HC is like that line from... Safetykitten Sep 2013 #159

lol! bunnies Sep 2013 #191

If you are seriously concerned, and need care now, here's a link for you: pnwmom Sep 2013 #96

Here'sa possibly helpful link LondonReign2 Sep 2013 #109

it is an interesting debacle Trajan Sep 2013 #111

This message was self-deleted by its author Safetykitten Sep 2013 #115

+ 1 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 kestrel91316 Sep 2013 #140

This message was self-deleted by its author Safetykitten Sep 2013 #161

So because YOU won't benefit liberalhistorian Sep 2013 #118

This message was self-deleted by its author Safetykitten Sep 2013 #122

I certainly did not say you were the only one. liberalhistorian Sep 2013 #147

I got priced out of medical insurance OVER 6 YEARS AGO. So I am kestrel91316 Sep 2013 #121

This message was self-deleted by its author Safetykitten Sep 2013 #123

My situation was already happening. And it's going to improve. But I totally get how you want MY kestrel91316 Sep 2013 #141

I had cancer with no insurance and no money REP Sep 2013 #139

My brother used "foundation funds" to pay for his shoulder reconstruction when he was disabled Kolesar Sep 2013 #183

It's a real shame you were dropped by your insurer name not needed Sep 2013 #144

This message was self-deleted by its author Safetykitten Sep 2013 #149

Your current predicament is a great advertisement for the ACA. Nye Bevan Sep 2013 #150

This message was self-deleted by its author Safetykitten Sep 2013 #154

Well, better than "shut up", and no use of profanity. Nye Bevan Sep 2013 #176

It's always uplifting to talk things out with friends! Kolesar Sep 2013 #181

This message was self-deleted by its author Safetykitten Sep 2013 #182

I have a son and daughter who are now on Medicaid due to being unemployed/underemployed. hedgehog Sep 2013 #185

This message was self-deleted by its author Safetykitten Sep 2013 #186

Has anyone claimed that it's a good thing that the ACA doesn't kick in until January? hedgehog Sep 2013 #187