General Discussion
In reply to the discussion: My experience with Universal health Care [View all]SoCalDem
(103,856 posts)and of limited financial capabilities, the money "owed", often is never repaid, and probably gets "written off" a lot of the time.
For people of modest means, who exist on SS or small pensions, the secret is to have the family home "owned" by grown children, so that Mom & Dad have "nothing to lose".
A 30-something with a large medical debt is a real problem...a large medical debt to a 75 yr old, is not the same.
Of course the OBVIOUS solution is medicare for EVERYONE, with the 20% being taken care of with supplemental coverage which would be highly affordable to most people..
With medicare for ALL, we would not need the VA, or medicaid or any of the convoluted schemes we have all lived with for decades.
There would still BE insurance, but they would only be covering the 20%, so of course there would be no reason for high premiums