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Skittles

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26. I bet the deductible is huge too

Reply to JayhawkSD (Original post)

Tue Sep 24, 2013, 05:59 PM

Sep 2013

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How affordable are the Health Care Exchanges really? [View all] JayhawkSD Sep 2013 OP

You are missing a lot. lancer78 Sep 2013 #1

That's only if you count gross, not net telclaven Sep 2013 #5

$596 / wk= $1200/ 2 weeks. Which is what that poster (lancer) said uppityperson Sep 2013 #12

No, he said that it was that for TWO WEEKS karynnj Sep 2013 #15

OP said $569 every 2 wks. Lancer78 said $125O every 2 wks. TelClaven said $569/ wk is about right. uppityperson Sep 2013 #16

- I misunderstood who you disagreed with karynnj Sep 2013 #20

No problem, I went back and tried to clarify. uppityperson Sep 2013 #24

No way does the sum of federal, state, ss and medicare take 50% of the total amount for some one at karynnj Sep 2013 #18

One thing MFrohike Sep 2013 #89

You misread the chart karynnj Sep 2013 #91

You sure? MFrohike Sep 2013 #92

I.m not a tax expert either, but the 10% band does not go to the slightly over 36K karynnj Sep 2013 #98

Hahaha MFrohike Sep 2013 #102

and it's based on ADJUSTED GROSS SoCalDem Sep 2013 #17

Actually the tax credit can be paid to the insurance company in advance. PoliticAverse Sep 2013 #2

+1. As for how affordable the plans will really be... we'll know soon enough. n/t winter is coming Sep 2013 #3

Yeah, that would suck if you had to pay the full premium up front, Nye Bevan Sep 2013 #4

i.e. Corporate welfare Lydia Leftcoast Sep 2013 #8

Corporate welfare is when a corp is tax subsidized. Nuclear Unicorn Sep 2013 #33

Well, that helps the issue considerably JayhawkSD Sep 2013 #10

Yea, lets pay the irs in advance, love that idea ... this whole ACA is subsidizing insurance comps MindMover Sep 2013 #29

Of course it is. I haven't had health insurance in five yrs and my husband is on SammyWinstonJack Sep 2013 #38

Fortunately, Obamacare is also eliminating the donut hole. Hoyt Sep 2013 #80

Thanks! MFrohike Sep 2013 #90

how affordable will health CARE be? alc Sep 2013 #6

Indeed one of the big questions is how many young, healthy people will sign up for insurance PoliticAverse Sep 2013 #7

ACA allows up to 10% (but not over) enlightenment Sep 2013 #9

Not to mention increased costs being billed by providers JayhawkSD Sep 2013 #11

Not true according to this. The states decide whether to approve pnwmom Sep 2013 #14

If it's 10% or over. enlightenment Sep 2013 #25

Even increases below 10% Ms. Toad Sep 2013 #45

Sure, if they increase them TOO much. enlightenment Sep 2013 #66

It really doesn't matter what HHS believes about 10%. Ms. Toad Sep 2013 #72

Christ on a cracker. enlightenment Sep 2013 #73

The question of premium increases has absolutely no relation Ms. Toad Sep 2013 #74

Nice deflection enlightenment Sep 2013 #76

I have no idea what argument you thought I was making, Ms. Toad Sep 2013 #82

Okay. enlightenment Sep 2013 #96

Yes, that is the argument she was making. Try reading it again. n/t pnwmom Sep 2013 #94

Nicely presented. truedelphi Sep 2013 #42

Where gave you been? Dr. offices already production lines Pretzel_Warrior Sep 2013 #68

Indeed. There are incentives in ACA for that to happen. It's a work in progress. Hoyt Sep 2013 #83

For me, if I continue my current ins outside exchange, cost will double. Inside exchange, uppityperson Sep 2013 #13

Have you ever actually worked out the consequences of what will happen to you if Egalitarian Thug Sep 2013 #19

Tough to fight the glass half full mentality of some on DU. They are doing the facts-lean bluestate10 Sep 2013 #21

Are you talking about me? Not sure where or how you came to that conclusion since I stated otherwise uppityperson Sep 2013 #23

Yes. That is why I have had that policy and am very much looking forward to ACA uppityperson Sep 2013 #22

Something serious? You mean like this? pnwmom Sep 2013 #40

Umm....the consequences are a lot less dramatic with a stop loss at $10,000 Ms. Toad Sep 2013 #47

If you can't even raise $500 it doesn't matter whether it's $10K or $10M. n/t Egalitarian Thug Sep 2013 #48

If you can't raise $500, Ms. Toad Sep 2013 #53

Yes, it does matter. I could eventually deal with $10k, never $10 mil. Why are you dissing me? uppityperson Sep 2013 #61

I'm not dissing you at all. I asked you a question which you answered, thank you. Egalitarian Thug Sep 2013 #67

I bet the deductible is huge too Skittles Sep 2013 #26

2200 yearly for me OOP Steerpike Sep 2013 #77

what's bad is, 2200 is considered pretty good now Skittles Sep 2013 #93

lol Steerpike Sep 2013 #97

electing high deductible is an effort to try to make the premium reasonable Skittles Sep 2013 #100

The question I have, after reading it today, is where does the money for the government subsidy Drahthaardogs Sep 2013 #27

Taxes. The PPACA included several taxes designed to pay for the law... PoliticAverse Sep 2013 #36

The bulk of the money was freed up from student loan reform, though Recursion Sep 2013 #52

Taxes on tanning booths. Also, taking banks out of the student loan loop Recursion Sep 2013 #51

according to the calculator, my son who makes $10.00 an hour and will be 21 notadmblnd Sep 2013 #28

and if he is living with you, then 77 a month is worth it .... ? MindMover Sep 2013 #31

I don't think 20 a week is too much for health insurance if that's what you are asking. notadmblnd Sep 2013 #39

As long as he is living under your roof, 20 is not too much ... if he was living out here on his own MindMover Sep 2013 #44

ACA will cover your kids to Age 26 whether or not they live with you. They can get their own ins uppityperson Sep 2013 #62

but just one injury and a trip to the ER would be a whole lot more notadmblnd Sep 2013 #70

sadly, you are probably correct in your assumptions ... dangerous to his health as they are .... MindMover Sep 2013 #75

Its going to be a whole lot more whether he pays that 20 dollars a week or not... Humanist_Activist Sep 2013 #79

everyone should go here and then check back Steerpike Sep 2013 #81

That's for premium subsidies, not copays and deductible subsidies... Humanist_Activist Sep 2013 #85

I was recently trained on the program Puzzledtraveller Sep 2013 #30

YA GOT THAT RIGHT .... subsidizing insurance companies is not a good idea .... MindMover Sep 2013 #32

That's exactly what it does. Puzzledtraveller Sep 2013 #37

You know Medicare and Medicaid are both provisioned by private insurers, right? Recursion Sep 2013 #50

I really do not know what you are smoking or what virtual reality you are playing ... MindMover Sep 2013 #56

Do you understand the difference between "funded" and "provisioned"? Recursion Sep 2013 #58

This message was self-deleted by its author MindMover Sep 2013 #59

Correct for paper pushers .... the word provisioned is normally used as funding MindMover Sep 2013 #60

What part specifically causes you to think this? n/t PoliticAverse Sep 2013 #34

Any part that insurance companies are involved in will eventually blow up .... MindMover Sep 2013 #35

So is your advice have no insurance? uppityperson Sep 2013 #63

Me too cilla4progress Sep 2013 #54

Here's the big difference Major Nikon Sep 2013 #57

I think you are wrong Pretzel_Warrior Sep 2013 #69

Aside from the expanded Medicaid, I think you're right Yo_Mama Sep 2013 #71

I don't think you are missing anything. LWolf Sep 2013 #41

And if and when they need care or the ER or surgeries, how will they pay for these? NYC_SKP Sep 2013 #46

So far, LWolf Sep 2013 #65

Very affordable, for the people in my town I've checked on the exchange bhikkhu Sep 2013 #43

In most cases the subsidy goes straight to the insurer Recursion Sep 2013 #49

Yes. You're missing half the mythical mans mzmolly Sep 2013 #55

You can adjust your withholding to allow for the credit. WCGreen Sep 2013 #64

everyone should go here and calculate Steerpike Sep 2013 #78

It depends on where you live, if you qualify for a subsidy dflprincess Sep 2013 #84

I'd get ripped of with my employer's plan... Humanist_Activist Sep 2013 #86

I think it will be okay for people who do qualify for subisdies dflprincess Sep 2013 #87

Like I said, I would qualify for subsidies, if my employer didn't offer insurance.. Humanist_Activist Sep 2013 #88

It's really about getting rid of employer-based health insurance for most people duffyduff Sep 2013 #95

I agree. Companies have always hated providing the health care Nay Sep 2013 #101

We know big biz is trying to get around the company mandate, and they will succeed. duffyduff Sep 2013 #99

They are not affordable at all..... but they are more affordable than what we've had KentuckyWoman Sep 2013 #103