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In reply to the discussion: Obamacare ends corporate invasion of privacy. [View all]Dragonfli
(10,622 posts)I hope and pray she never has to use an insurance company to treat a serious life threatening health issue.
I know from experience they will not allow every procedure, even some that are critical and I also know that by the end of a couple years of fighting it (hopefully successfully) your family will loose all of your savings, all of your credit and wind up in debt as well.
That is how the insurance company (blue cross-top of the line) left me and my wife at the end when she died.
As a special bonus, they delayed a surgery for nine months during which time an operable tumor was able to metastasize and kill her, making the surgery unsuccessful, so you will have to excuse my lack of total exuberance in the face of the fact that these deadly vampires still get to run the show and make damn good money off our collective misery.
Still for some that would have died from not being allowed any care whatsoever that may now survive - the loss of all one's assets is of little importance in the end. I never regretted losing everything to get a chance to try to save her. I would do the same again but this rime would not have the resources to pay the weekly barrage of co-pays they require to allow you the attempt at survival, I honestly don't know how we would have been able to get very far at all without having the door vig in hand from the savings account or the credit cards.
Edited to add, I may have been mistaken about the co-pays and such taking all your families assets, considering your daughter was able to pay $60,000 a year for medical expenses and my entire yearly income was $20,000 less than that, I suppose the "better healed" among us will be just fine under insurance care. It is only your average working person's income bracket that will be so destroyed, that explains why politicians making $170,000? a year and cul de sac liberals are perfectly happy with the vampires arrangement, such people can afford to feed them half my salary along the journey and are understandably quite exuberance about how this will effect them.
The larger majority of us will just have to suck it up and take the bankruptcies stoically.