General Discussion
In reply to the discussion: Obamacare ends corporate invasion of privacy. [View all]LWolf
(46,179 posts)I'm going to point out that corporate invasion of privacy does not start, nor does it end, with health insurance. I'm also going to point out that the foundational problem with "Obamacare" is just that: it's a corporate, a private for-profit health insurance mandate.
Moving on to the issue of pre-existing conditions, I have to admit that I don't know the answers for my questions, but I do have questions. Or, more accurately, concerns.
I know that Obamacare does not benefit me, because I get my insurance from my employer, who pays part of the premium. The lowest premium, for the cheapest plan, is about $900 a year. That's not changing. If I refuse my employer's offerings to play on the exchange, they don't pay for part of the premium, and it ends up costing me more, because I have to pay the whole thing out of pocket.
This year, when I had to sign up for the health plan of choice offered by my employer, we were encouraged to sign up for a program called "healthy futures," which, THIS YEAR, is voluntary. We were told, happily, that if we didn't choose to participate THIS YEAR, that there would be no penalty! Isn't that great?
The program involves a health assessment to determine risks, and participation in at least 2 programs to address identified risks, reporting progress/results back to the insurance company.
And it's voluntary THIS YEAR.
I assumed this had something to do with the ACA; an insurance company response to the "no pre-existing conditions" thing.
It also doesn't appear to be an end to the corporate invasion of medical privacy.