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In reply to the discussion: Obamacare ends corporate invasion of privacy. [View all]Dragonfli
(10,622 posts)The premium was high but not really much of a problem to maintain as it cost a little over one hundred a week deducted directly from my check, it was the constant "door vigs" designed to restrict people's use of care that took everything we had and still would.
I don't think you will understand until it happens to you. The denial of reality regarding the nature of insurance care is astonishing, ignore that evil nature and it will go away is not a plan.
As far as appeals, the surgery one was most telling, they appeared to have the power to stop a needed surgery because they felt the surgical plan included a specialist THEY felt did not need to be there, her surgeon helped us appeal that but they used the appeals process to string us along for nine months until we finally "won", so winning was no big gift as it took too long to matter.
The truth is it was one of the best plans with cheaper co-pays on many things than the modern plans. The co=pays have all gone up since 2005.
I had hoped someone would have actually read my post. The ACA does well in helping people get insured, and even helps pay the premium, but using it is only for those with resources or minor problems, great if you earn enough to pay for all the vigs designed to financially deter the access to care, they even admit it's purpose is to discourage people from using care with some evil theory about self restraint of over use. Like people enjoy having to be pocked proded, cut open, piosened with chemo, burned with radiation and they need to discourage people from indulging too much in these "enjoyable" pastimes.
Defense of an idea to help people that can't afford insurance now, to be able to get it is one thing and there is much to crow about there.
But cheering on the vultures that destroyed my family and are kept on to continue to do so to other families is crossing the decency line.
If you never face it, it is easy to deny, but don't tell me insurance is not evil, I know better, I've seen it first hand.