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Cleita

(75,480 posts)
9. Your mother does not have Medicare. She signed her Medicare rights
Thu Sep 26, 2013, 04:15 PM
Sep 2013

away with a Medicare advantage program. I found this out the hard way when my husband and I were in a wilderness area and he had a stroke. I had to use the medical services available and found out that because we hadn't used the services my husband's plan outlined, they wouldn't pay. When I asked Medicare about this, they said he had signed off on his Medicare. So we had to pay almost $10,000 out of pocket.

I have traditional Medicare which pays 80% and the balance is insured by a private plan. It isn't free but at least I'm assured of being covered no matter where I'm in the country and by whom I get medical services from. Please look into it. I believe that Medicaid will pick up the 20% of traditional Medicare if your mother qualifies.

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