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lumberjack_jeff

(33,224 posts)
11. This is a red herring.
Fri Mar 2, 2012, 01:24 PM
Mar 2012

Your medical insurance is your medical insurance. The fact that the employer provides the pool of applicants to drive individual costs down is immaterial. The premiums the employers pay toward that insurance is compensation. It is what you are paid for working for them. It's not a gift.

You have insurance because you need it. Your employer provides it because he can provide the $500 of income you would otherwise need to buy it yourself for only $300. It's cheaper for him to provide it as a benefit than it would if employees demanded it as cash.

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