General Discussion
In reply to the discussion: A possible unintended side effect of Obamacare [View all]TheKentuckian
(26,314 posts)subsidies if our employer offers coverage. The ramping sucks ass and is designed to keep most out of the exchanges. Our real hope is that employers drop coverage but it seems that most want to maintain the existing relationship, I believe because it is cheaper to provide the benefits than actual pay and perhaps even more so for the control.
As constructed, the CBO had little basis to estimate any huge shift at least over the next two decades because the law is designed to prevent any such flight.
For folks who make a living wage, the conversation is moot. You stay with what you got (if you can) to maintain income AND because you are captured by coverage because the exchanges offer little harbor. I'd have to get a huge raise in order to tread water, much less come out ahead being in line for little to no subsidy and not having access to the tax breaks the employer benefits from.