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DevonRex

(22,541 posts)
49. I agree with you.
Sun Sep 29, 2013, 03:12 PM
Sep 2013

And it gives me some hope and a big reason for all of us to organize a push for single payer again. I think it's pretty apparent that the Republicans are scared to death of further reforms, too.

LWolf, I'm worried about you. It's obvious you make a good living but have a lot of obligations, other people to care for maybe, and so you're stretched as far as you can be financially speaking. I also know you're not a big spender because of your philosophy of life and government. So, since people are so much more than numbers, I would suggest actually speaking to someone about ACA at the 24-hour Call Center 1-800-318-2596. You can also do a live chat online. https://www.healthcare.gov/contact-us/

We've talked about the HRSA clinics before. You probably used the Hill-Burton rates to figure out if you qualified or not. My husband says that's a very old system, the HB system, and that you should use the link to find a health center. Then you can either call them or go there to find out if you might qualify. If you have people in your household that you're supporting due to the economy or illness or aging, disability or addiction, they will take that into account. I would suggest asking for an appointment to discuss eligibility. I don't know if they do that or not. Each clinic is run differently. I have been in one near here. It was actually very nice, with a pharmacy on site.
http://findahealthcenter.hrsa.gov/Search_HCC.aspx

I really, really would like you to be able to get health care. I understand your situation. Lots of people are like you and it's criminal, IMO. Paying premiums for nothing. I know what it's like myself to put off going to the doctor or refilling medications because we couldn't afford the copays just then or the coinsurance. It's really galling to know that my son who lives overseas had surgery and was hospitalized for 3 days paid a grand total of $250 for the entire thing, including CTs. I had emergency surgery in August and the hospital bill was $45,000. I stayed one night. The insurance company and hospital are arguing so we don't know what our part will be yet. But we'll be billed just in time for the government shutdown.

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A lot of people have been asking for that enlightenment Sep 2013 #1
"turned away"? How about arrested and marched out solarhydrocan Sep 2013 #4
I have not forgotten. RC Sep 2013 #5
outside, on the steps at best (if we're lucky) yurbud Sep 2013 #34
At the 'You're allowed to voice your protest here' zone. icymist Sep 2013 #44
Would you qualify for a subsidy to help with that amount? NightWatcher Sep 2013 #2
I think my wife and I together make too much--though student loan payments take a bite yurbud Sep 2013 #8
Discounted premium. Ms. Toad Sep 2013 #18
People who now pay their own costs will be thrilled! My COBRA is $1,432.49/month. NYC_SKP Sep 2013 #3
There were times when I could have gotten individual insurance for that but couldn't afford it yurbud Sep 2013 #9
And, COBRA is for a limited time, right? MH1 Sep 2013 #15
18 months and then 18 months again = 3 years. NYC_SKP Sep 2013 #17
Should be far less than COBRA. n/t Ms. Toad Sep 2013 #20
I pay for my own, but am lucky enough to live in the only state that has implemented bluestate10 Sep 2013 #25
It's not the "real" cost of health CARE, it's the real cost of health INSURANCE COMPANY PROFITS yurbud Sep 2013 #35
That profit is definitely waste, but at best eliminating "profit" from premiums will save only 10% Hoyt Sep 2013 #53
and for those who dont live in "blue states"? bunnies Sep 2013 #54
The average Walmart worker earns about 17K a year... Demo_Chris Sep 2013 #6
Those will have subsidies MH1 Sep 2013 #16
That average Walmart employer would get insurance that are virtually free to them under the bluestate10 Sep 2013 #26
Not to worry Demo_Chris the poor people will be dumped into the so-called bronze plans Egalitarian Thug Sep 2013 #37
Sadly, the mandated premiums demanded of the poor... Demo_Chris Sep 2013 #39
I don't think there's any question of for whom it works, at all. Egalitarian Thug Sep 2013 #41
This is my read on it as well.. Demo_Chris Sep 2013 #42
Not entirely. Some wellness/preventative measures will be free Orangepeel Sep 2013 #47
That would be a very good side effect. Laelth Sep 2013 #7
I don't think it's the intent, but I hope it's an effect nonetheless yurbud Sep 2013 #10
As a side point, that's cheaper than Medicare Recursion Sep 2013 #11
You can't be serious. RebelOne Sep 2013 #12
You presumably have paid in to the system, yes? Recursion Sep 2013 #14
I am over 65 and I think I just have Part A, RebelOne Sep 2013 #52
Almost nobody has to pay the Part A premium (except for the Medicare trust fund) Recursion Sep 2013 #57
Most people that have jobs that provide health care coverage never see the real cost of their bluestate10 Sep 2013 #28
That goes on this year's W-2's, right? Recursion Sep 2013 #29
You must be kidding. RebelOne Sep 2013 #51
But Part A - hospital - is "free," and you only pay about 1/3 average of Part B. Hoyt Sep 2013 #56
That's the subsidized Part B premium Recursion Sep 2013 #58
I understand that if you get a silver plan, many people can get subsidies for out-of-pocket costs, pnwmom Sep 2013 #13
A person or family must earn below a specific amount for subsidies. In my state, a bluestate10 Sep 2013 #22
BINGO. We have a WINNAH!!! bluestate10 Sep 2013 #19
I once got a quote out of curiosity from Blue Cross over the phone, the guy actually said JaneyVee Sep 2013 #21
The quote was likely for a top of the line Gold plan. Search on your ACA Exchange. bluestate10 Sep 2013 #23
This was 4 years ago. I was agreeing that most people don't know how much JaneyVee Sep 2013 #24
I was actually looking at Kaiser. I like the way they deliver services. yurbud Sep 2013 #33
My prediction: The ACA's greatest contribution will be to show the wisdom of single-payer n/t arcane1 Sep 2013 #27
"they probably have no idea what the total cost of their coverage is." PoliticAverse Sep 2013 #30
Probably a good thing but I'm not really personally pleased as that piece will make my TheKentuckian Sep 2013 #36
I'm glad that's in there. I hope people actually look at it. yurbud Sep 2013 #45
And the more who sign up, the less HC is linked to a specific job. DevonRex Sep 2013 #31
We effectively cannot, not most of us. Our employer contribution is not portable and we can't get TheKentuckian Sep 2013 #38
I'm looking at it this way. DevonRex Sep 2013 #40
They better pay a hell of a lot more and magically spring up within walking distance. TheKentuckian Sep 2013 #46
I would like to see a single payer system and though I was covered over the years by insurance I Thinkingabout Sep 2013 #32
good god his insurance is 1200/mth. who okieinpain Sep 2013 #43
I've been saying this LWolf Sep 2013 #48
I agree with you. DevonRex Sep 2013 #49
I guess I'll find out SOMETHING for sure on October 1st. LWolf Sep 2013 #50
Before I got coverage through a job, I used to do the math on premiums vs my out of pocket costs... yurbud Sep 2013 #59
Yes. LWolf Sep 2013 #60
Many people see the ACA as a large step toward the real goal pnwmom Sep 2013 #55
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