I doubt that there will be a lot of people sign up for the ACA on Tuesday.

[chowder66]

47. I'm on Major Risk Ins. in CA and it is ending

on 12/31/13. I looked it all over yesterday and I might actually be paying about $45.00 more for a platinum plan since it is the closest to the plan I'm on as far as co-pays and Rx's. I'd have to make less money to qualify for the enhanced silver plans for those making less than I do.

So yes, I was hoping my costs would go down but they won't and that is because I'm making a little more money now. With that said I could opt for a plan that costs less and that is a HUGE relief to me in case things ever get financially creepy again. So peace of mind is a big benefit.

What's better about these plans are the no limit's on the lifetime cap so if anything major comes up I don't have to have that worry either.
I'll be one of those buying a plan at the highest rate because it is important to me. My health is on track and getting better thanks to the MRMIP program and Kaiser which has had electronic records for a long time now and it works great. They have been very efficient but I do think they are working on implementing some new changes based on the ACA so things have been a little less than perfect lately.

Anyone who signed up for the Pre-existing state program rolls over to the exchanges I believe and all of us on the MRMIP will need to pick from the menu of choices. I look forward to the exchange growing and offering more plans and hopeful that some of the premiums will decrease over time as it settles in.