General Discussion

Ms. Toad

(38,607 posts)

8. Well, existing policies are grandfathered in for some things

Reply to Tuesday Afternoon (Original post)

Wed Oct 2, 2013, 01:32 AM

Oct 2013

And when you are issued a new policy, you lose whatever grandfathered "privileged" you had.

For example, when the free preventative care coverage came in, it rolled in based on your first new policy after a certain date. Our preventative care wasn't free until after November of whatever year it rolled in - since that was when our policy was re-issued.

But most of the provisions that may not take effect because of grandfathering are beneficial for the customer (like the preventative care, the ban on pre-existing conditions, etc.).

But there is not enough information to determine what it is the FB buddy is worried about, or about what kind of plan he has, to be able to debunk it.

Edit history

Please sign in to view edit histories.

Recommendations

0 members have recommended this reply (displayed in chronological order):

45 replies

= new reply since forum marked as read

Highlight:

Need Help Debunking this on FB ... in all caps, no less ... [View all] Tuesday Afternoon Oct 2013 OP

Wow. Where to start? Nevernose Oct 2013 #1

I really do not understand what he is talking about and I could not read it all for the shouting -- Tuesday Afternoon Oct 2013 #2

Not entirely true... cilla4progress Oct 2013 #18

Who was paying for your health care before, you directly or indirectly through your employer? Ikonoklast Oct 2013 #25

I had an individual policy. cilla4progress Oct 2013 #30

How do the other plans on the exchange compare to what you currently have? Ikonoklast Oct 2013 #43

Mine is over on 5-1-2014. City Lights Oct 2013 #32

How much is your premium now? cilla4progress Oct 2013 #34

that you're getting ripped off for inferior, noncompliant coverage CreekDog Oct 2013 #35

Perhaps.. cilla4progress Oct 2013 #38

We currently pay about $1450/month. City Lights Oct 2013 #39

Unfortunately, NOT true econoclast Oct 2013 #27

I agree this is contributing to increased costs. cilla4progress Oct 2013 #31

you're asking to pay a different price than younger women CreekDog Oct 2013 #36

What a crock of poo 2naSalit Oct 2013 #3

well, I know it is a crock of poo but, I have to explain to this idjit and the other people Tuesday Afternoon Oct 2013 #4

"IN ADDITION, THE MANAGER TO WHOM I WAS SPEAKING ALSO TOLD ME THAT THEY" Cerridwen Oct 2013 #5

exactly! see my replies above. Tuesday Afternoon Oct 2013 #6

From my own experience, Cerridwen Oct 2013 #10

*sigh* I stay out of the fray, most days. I know what you mean. Tuesday Afternoon Oct 2013 #12

:) Ms. Toad has some good information. Cerridwen Oct 2013 #13

thanks and yes, I am trying to consider how to work in Ms. Toad's comment.. Tuesday Afternoon Oct 2013 #16

I found this: LumosMaxima Oct 2013 #7

thank you for this. I will include it in my reply. Tuesday Afternoon Oct 2013 #9

YW. I hope it's helpful. nt LumosMaxima Oct 2013 #14

Or closing down.. cilla4progress Oct 2013 #19

Oh, man. Really sorry to hear that. nt LumosMaxima Oct 2013 #20

I know - cilla4progress Oct 2013 #21

Well, existing policies are grandfathered in for some things Ms. Toad Oct 2013 #8

oh dear, there is more to the post ... ugh. I guess I should read the whole thing. Tuesday Afternoon Oct 2013 #11

He's hitting the panic button because he might lose his hefty bonus. Warpy Oct 2013 #15

I wondered about that, too. That is why I included that portion of the text. and to keep it real: Tuesday Afternoon Oct 2013 #17

That doesn't make much sense - Ms. Toad Oct 2013 #22

One would think a FORMER HOSPITAL EXECUTIVE would know how to... JHB Oct 2013 #23

Also..... llmart Oct 2013 #24

TO:JHB SENDER:FORMER HOSPITAL EXECUTIVE Ikonoklast Oct 2013 #26

STOP! Jeff In Milwaukee Oct 2013 #29

oh lord!! first laugh I have had about this, thanks Tuesday Afternoon Oct 2013 #41

this was a post on Facebook by an acquaintance of mine. Tuesday Afternoon Oct 2013 #40

Here you go: "Please cite the 'fine print technicality' on which you base your assertion." Heidi Oct 2013 #28

Thanks, Heidi Tuesday Afternoon Oct 2013 #42

Typical Bullshit gibberish from an overpaid simpleton (or someone posing as one) we can do it Oct 2013 #33

The person spreading this is either lying or stupid LaydeeBug Oct 2013 #37

If people have been "sharing it" you can probably trace it back to gejohnston Oct 2013 #44

A closer look at a Facebook post on a man's struggle with the Obamacare marketplace Sanddog42 Oct 2013 #45