General Discussion
In reply to the discussion: Penalties for not buying your mandated insurance... [View all]ProSense
(116,464 posts)"It's astonishing. They are flat refusing to admit that there are millions... For whom a hundred bucks is a big-fucking-deal, let alone a hundred a month."
Yes, $100 month is a lot for millions of people, but that doesn't mean that millions of people will opt out of the health care system for that reason. Anyone who believes that $100 a month is too much or they can't afford it likely doesn't have health care at this point.
They can continue to resist participating in the system and will likely be exempt from the penalty. If not, they will be liable for the penalty, which comes out of their tax return, providing they file one.
Silver plans for those who don't qualify for Medicaid will be as low as $40 on average. All the plans are better because the basic benefits are better.
As I said, the point is that health care is always going to come at a cost, even single payer. At one point, the suggestion was a 3.5 percent increase in the payroll tax to pay for a single-payer program (which also required an additional 5 percent and 10 percent tax on the top 5 percent and 1 percent, respectively.
That would be mandated. Period.
There are people who will be eligible for hardship exemptions from the fees. The point is that the health care law establishes a way to make obtaining coverage affordable.
Again, more than half of the uninsured (17 million) will be eligible for Medicaid. This bill is a significant help to low-income Americans.