At what point am I allowed to say healthcare.gov is a freaking nightmare

[Fla Dem]

20. There's no rush to sign up the first week or even the first month. You're not going to win

a toaster if you're among the first 1000 people to sign up.

I've worked for large corporations and I've never seen them introduce/implement a massive program without experiencing minor as well as major glitches. They'll work it out.


You have until 12/15/13 to sign up. Here's a good breakdown of the important dates going forward.

Dec. 15, 2013—This is the date you need to enroll for insurance on the exchange and pay your first premium in order for your health coverage to go into effect on Jan. 1, 2014. After Dec. 15, you still can enroll, but your start date for coverage will be delayed by between two and six weeks, depending on what day of the month you enroll.

Jan. 1, 2014—Insurance coverage from plans sold on the health exchanges begin. Most people who don't have insurance coverage by this date will face a tax penalty of $95 for individual adults or 1 percent of their income, whichever is higher.

March 31, 2014—The end of open enrollment on the exchanges. After that, you can only enroll in the exchange's insurance if you have a so-called qualifying life event, such as losing your job, having a child or getting divorced.

Oct. 15, 2014—Open enrollment on the health exchanges for coverage in 2015 begins. In future years, Oct. 15 also will be the opening of enrollment for coverage.

Dec. 7, 2014—Open enrollment for 2015 coverage closes. In future years, Dec. 7 also will be the closing date for enrollment.

Jan. 1, 2015—You must have coverage for the year by this date or pay a penalty of $325 for individual adults or 2 percent of income, whichever is higher.

Jan. 1, 2015—Employers with 50 or more full-time workers must offer affordable, comprehensive insurance by this date or face penalties of $2,000 per employee.

Jan. 1, 2016—Penalty for adults not having health insurance jumps to $695, or 2.5 percent of income, whichever is highest.

Jan. 1, 2018—The so-called Cadillac tax on health plans kicks in. Insurers or self-funded plans must pay a 40 percent excise tax on plans that cost more than $10,200 annually for individuals and $27,500 for families.


http://www.cnbc.com/id/101065523