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In reply to the discussion: Well, I finally got to see the plans I qualify for on the federal exchange. [View all]BlueStreak
(8,377 posts)106. Half right. There will be no penalty, but he gets no subsidy
if I understand things correctly. So the good news is that because SC is not expanding Medicaid, you don't have to pay the penalty. the bad new is that because SC is not expanding Medicaid, you get no help on insurance.
This really sucks because obviously people in this position are the ones who need the MOST help. The way the ACA law was written this was covered, but that all fell apart when the SCOTUS threw out the Medicaid expansion requirement. And lots of morons were running around at the time talking about how that was really no big thing.
It's a big thing if you fall into this crack. A very big thing.
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Well, I finally got to see the plans I qualify for on the federal exchange. [View all]
Skip Intro
Oct 2013
OP
Thank you. I am lucky to live in a state that did and do not understand why the others did not, but
uppityperson
Oct 2013
#158
I live in WI we didn't do the medicaid expansion, my income is less half the fpl, no subsidy
HereSince1628
Oct 2013
#240
The ACA facilitates tremendous variance in costs between states, I can't make sense of some
HereSince1628
Oct 2013
#298
Or just claim it on your income tax as "supplemental income" for which a W2 is...
Barack_America
Oct 2013
#114
$600 federal tax. I ran the numbers. To pay $500 per year vs. $300 per month.
Barack_America
Oct 2013
#126
At this point it's all estimates. Skip Intro doesn't *know* what his 2014 income will be.
lumberjack_jeff
Oct 2013
#150
I believe there is a reckoning when the tax returns are filed and if you lied on this
BlueStreak
Oct 2013
#268
a) I don't know of anyone who's ever been sent to tax court for overestimating their income
lumberjack_jeff
Oct 2013
#291
"I know it's wrong, but... Very little chance of being audited... I'd be tempted."
cherokeeprogressive
Oct 2013
#166
Done? Yes, if that was standing between my kids getting fucking health care...
Barack_America
Oct 2013
#184
A wonderful world where everyone who can get away with it cheats and lies...
cherokeeprogressive
Oct 2013
#192
Yeah we'll, be sure and let us know if its morally wrong to move to a different state.
Barack_America
Oct 2013
#210
You're fucking kidding? You're suggesting someone who can't afford the ACA premium in a state...
cherokeeprogressive
Oct 2013
#215
My keyboard is waterproof but you owe me the cost of wipes for my monitor.
cherokeeprogressive
Oct 2013
#221
Yawn. Save your sermon for Sunday. And thanks for outing yourself as against our President.
Barack_America
Oct 2013
#284
No, there will still be a gap in states that aren't expanding Medicaid.
winter is coming
Oct 2013
#21
The expansion of Medicaid was part of the ACA package. Granted, this gap exists
winter is coming
Oct 2013
#74
there's no way the administration thought this challenge would hold up in court
Pretzel_Warrior
Oct 2013
#224
Seems like you could be on Medicaid if you are unemployed. But in this instance,
Schema Thing
Oct 2013
#72
What's a 'wellness visit'? That's some jargon I have never heard in a lifetime of being
Bluenorthwest
Oct 2013
#10
And so if you are sick and need the doctor, that's deductible territory....
Bluenorthwest
Oct 2013
#65
It is a well person checkup. Basic vitals, look see, make sure nothing is developing rather than
uppityperson
Oct 2013
#18
From what others say, 'wellness visit' means you have NO symptoms it is a check up from
Bluenorthwest
Oct 2013
#70
I agree high deductibles are crappy. Washington does offer some plans that are HSA applicable
Pretzel_Warrior
Oct 2013
#142
There's a gap in some states between Medicaid income caps and the required income for subsidy
Yo_Mama
Oct 2013
#38
Exactly. It is a huge Catch-22 affecting MANY folks. Everybody PLEASE take time to understand this.
BlueStreak
Oct 2013
#117
Yeah, you have to boost your income to above the FPL to be eligible for the exchange subsidy
Yo_Mama
Oct 2013
#130
The legislative theory was that the Medicaid expansion was mandatory becaose the Feds
BlueStreak
Oct 2013
#138
You must be in one of the states that did not take the extra Medicaid money to enroll low income.
dem in texas
Oct 2013
#11
And the emergency care costs for the uninsured are what push up insurance rates for everyone
JDPriestly
Oct 2013
#231
It's because you'll make below 138% federal poverty level and SC didnt expand Medicaid.
Barack_America
Oct 2013
#22
As of Sept 17, 2013 South Carolina is NOT going to accept the Medicaid expansion.
truebluegreen
Oct 2013
#24
That is key to the part that says "you me be eligible for Medicard, even without the expansion,
Jamastiene
Oct 2013
#308
Don't dare complain about it, Pro is sick and tired of attacks from you poor people
Dragonfli
Oct 2013
#314
The federal subsidies are designed for those outside of the Medicaid expansion.
Barack_America
Oct 2013
#52
You're basically screwed by South Carolina's decision not to expand Medicaid.
Nye Bevan
Oct 2013
#49
I believe this poster thinks your disappointment is an attack on President Obama.
cherokeeprogressive
Oct 2013
#88
If you think it through...you are not a young person. You probably SHOULD have insurance
Pretzel_Warrior
Oct 2013
#139
Yeah... FUCK Skip, right? He ain't "on board" (and according to you he's the ONLY one).
cherokeeprogressive
Oct 2013
#80
That was really grossly insensitive, not to mention unbelievably rude n/t
markpkessinger
Oct 2013
#127
What a disgusting comment. Medicaid hasn't been expanded in my state...
WorseBeforeBetter
Oct 2013
#136
although I agree it is fairly rude to say. I sort of know why you said it
Pretzel_Warrior
Oct 2013
#140
then those people need to band together with a coalition in red states to demand
Pretzel_Warrior
Oct 2013
#176
Wow...Just...really wow. I am speechless that DUers can be that shitty to each other.
ScreamingMeemie
Oct 2013
#188
right now, it looks like a bunch of DU'ers are brainstorming ways for skip intro to be in a better
Pretzel_Warrior
Oct 2013
#193
I am a pretty good judge. I just chose to cross the line in the past. if you go read those hidden
Pretzel_Warrior
Oct 2013
#171
juries are ok. I will give back to the community by alerting on garbage.
Pretzel_Warrior
Oct 2013
#203
There is more laughter below at the situation people are finding themselves in.
Dragonfli
Oct 2013
#273
The only LOL is at those who claim Obama and the Democratic Party...
WorseBeforeBetter
Oct 2013
#279
Albert Einstein is going to vomit on your shoes if you keep acting boorishly.
DisgustipatedinCA
Oct 2013
#216
That is the real face of the republican party, and the media should be blasting this
lostincalifornia
Oct 2013
#172
How many times have we seen Republicans defy logic to follow ideology?
winter is coming
Oct 2013
#251
The public option would not address people like the OP, screwed by their idiot state government.
Warren Stupidity
Oct 2013
#238
Idiot countries like Canada just don't understand our bipartisan love of predatory insurance
Dragonfli
Oct 2013
#245
Only problem is most of those crap high-deductible plans you used to be able to get...
Barack_America
Oct 2013
#116
That is why it is the job of every Democrat to expose this through the media.
lostincalifornia
Oct 2013
#175
I Believe There is a Maximum Premium Cap on Premiums Which Can not Exceed 9.5% of Taxable Income
Indykatie
Oct 2013
#162
That is true. In addition, if 8% of your income exceeds the premium on the Bronze plan, you have an
lostincalifornia
Oct 2013
#170
Unbelieveable, Democrats might as well write off most of the South permanently
quinnox
Oct 2013
#177
I am utterly shocked by the attitudes of a couple of people in this thread.
ScreamingMeemie
Oct 2013
#191
No, ProSense. The attitudes of "Good Dems here is far, far, FAR more shocking.
ScreamingMeemie
Oct 2013
#202
Thanks for trying and also for reaffirming what a liberal is and how some still post here
Dragonfli
Oct 2013
#227
Thanks Dragonfli, I appreciate that. I don't look at politics as a football game, like
ScreamingMeemie
Oct 2013
#261
I hear you, it is contemptible. To put loyalty to a politician over basic human empathy
quinnox
Oct 2013
#200
Yes there is a class issue, cul de sac Democrats do not relate, not at all, they just assume
Dragonfli
Oct 2013
#223
it seems many don't understand what it is to be REALLY poor. there's not a dollar left over for
KG
Oct 2013
#242
Fuck who now? Not what I was addressing, but you knew that and just wanted to find a way to
Dragonfli
Oct 2013
#253
Still not even close to addressing the problem I pointed out when you refered to ME
Dragonfli
Oct 2013
#257
Thank you for your reply, it reveals to me that you have a real world understanding of a reality
Dragonfli
Oct 2013
#304
Well before I was a nurse, I was a child who grew up in a working poor household
Heddi
Oct 2013
#305
I came from a similar background, we went from lower middle class to struggling poor when my
Dragonfli
Oct 2013
#309
That's the first time I have ever been specifically thanked for pointing out the obvious
Dragonfli
Oct 2013
#310
That's just it, you are among those that are the solution, and StILL must play that role as possible
Dragonfli
Oct 2013
#316
$10,000 In Income Makes You Eligible for Medicaid Even if SC Did NOT Expand Medicaid
Indykatie
Oct 2013
#180
Yep, I did a search and found the same thing. In most states that I saw $10,000 a year is way above
quinnox
Oct 2013
#208
There are some special cases in a handful of those states, indicated by footnotes in the table I
winter is coming
Oct 2013
#211
You should address all of your anger at 1) The Supreme Court 2) State of South Carolina
grantcart
Oct 2013
#225
Status Quo with the twist that options cheaper than offered on the exchange have all been replaced
Dragonfli
Oct 2013
#248
No it isn't - deny and deflect and now call the truth lies? you are on a roll
Dragonfli
Oct 2013
#254
yeah, that's something that I thought last night, but didn't type in my response above
Divine Discontent
Oct 2013
#266
At least you were able to log in and find out your legally mandated options.
Pterodactyl
Oct 2013
#276
Take it up with your Governor. SC would not support expanding Medicaid. Left money on the table
kelliekat44
Oct 2013
#294
He is still screwed, nothing at all was solved, all I saw was a ritualistic washing of the hands
Dragonfli
Oct 2013
#318
His complaint is about being screwed and there will be several millions more like him, there will be
Dragonfli
Oct 2013
#320
You can try establishing a medical savings account, but don't touch the money.
bluestate10
Oct 2013
#330
Skip, Lumberjack Jeff's advice above is the key. Try estimating your 2014 income as $12,000 per year
stevenleser
Oct 2013
#335