General Discussion
In reply to the discussion: Well, I finally got to see the plans I qualify for on the federal exchange. [View all]Dragonfli
(10,622 posts)You can pull out a credit card or withdraw some cash from the bank to cover the deductibles and rates as they would. To them it's like shopping for nicer shoes, not realizing that some of us have to actually save up to buy a cheap pair of sneakers to replace ones with holes in them.
In a class they will never understand, a class that is far more populated in fact than their own, blue collar people live in a modern reality where, without even being able to afford insurance (and so already have $0 in the monthly budget for a premium), there is somewhere between -$100 and $100 left after rent, utilities and other essentials of life that one can not go without.
With such a budget, there is already no money left for the premium no matter what their imaginings tell them and the idea of covering the deductibles designed specifically to keep us financially out of reach of using the policy is a laughable concept (gallows laughter). They really think we can just use the credit card or withdraw money from one of our many accounts to somehow pay for it, not realizing that even further debt is not a possible option.
Because they can make the payments they just assume we are lying when we tell them all we have left to pay this stuff is the lint in our pockets.
Clueless, completely clueless, or in some cases, simply unable to give a shit because, hey, you know, they can afford the Gucci pumps at a cheaper price than they once paid for it and screw you and your cheap sneaker needs.
I like to hope more fall into the clueless category, but based on some of the comments here, I may have to conclude perhaps more than I thought fall into the latter category.