General Discussion

JaneyVee

(19,877 posts)

86. Anyone making $80,000 yr has employer healthcare or can easily afford to pay the penalty.

Reply to Avalux (Reply #2)

Sat Oct 5, 2013, 11:25 AM

Oct 2013

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The individual mandate�s penalty costs more than you think [View all] dkf Oct 2013 OP

If you've got $76,000 in taxable income Lex Oct 2013 #1

+1000 Avalux Oct 2013 #2

Anyone making $80,000 yr has employer healthcare or can easily afford to pay the penalty. JaneyVee Oct 2013 #86

Maybe you overbought your housing? Credit cards up to here? 2 car payments? dkf Oct 2013 #3

There are also exemptions for things like you describe Egnever Oct 2013 #5

Well it's all a calculation that is pretty specific and individualized. dkf Oct 2013 #11

You need a CPA to calculate your mortgage interest deduction? jberryhill Oct 2013 #115

dfk is only here to stir the pot. Ikonoklast Oct 2013 #116

Can you explain? Matariki Oct 2013 #22

Heres some Egnever Oct 2013 #33

none of those Niceguy1 Oct 2013 #66

Its easy enough to get a shut off notice. bunnies Oct 2013 #88

time to restructure your debt or something if that is the case Pretzel_Warrior Oct 2013 #8

You are right there will be some significant budget decisions. dkf Oct 2013 #13

agreed. this is also another reason to NOT GIVE IN on Republican demands BECAUSE Pretzel_Warrior Oct 2013 #14

There are a lot of things that could be fixed. If we are really going to demand the damned law stay dkf Oct 2013 #15

what are you talking about? Going forward with implementation does not preclude future changes Pretzel_Warrior Oct 2013 #16

That's the argument that is being made against the republicans. The law is passed, they can't dkf Oct 2013 #20

they aren't trying to improve it--they are trying to get rid of it. the 1 year delay on individual Pretzel_Warrior Oct 2013 #21

The Republicans have had over 2 years to offer meaningful changes Trekologer Oct 2013 #28

Not DU. Dem lawmakers saying why the mandate can't be delayed a year. dkf Oct 2013 #75

Could you provide a cite and a link for that comment by a Dem? notadmblnd Oct 2013 #107

No one is demading the law stay static and unchangeable. n/t Ms. Toad Oct 2013 #69

Yes. And maybe we can eliminate homelessness. AnotherMcIntosh Oct 2013 #30

Then you can't afford any health costs either -- pnwmom Oct 2013 #35

I had the opportunity... awoke_in_2003 Oct 2013 #38

You don't buy a house if you live there Recursion Oct 2013 #46

Average rent, SF, 1 bedroom is about 3,000 a month currently Bluenorthwest Oct 2013 #77

That is more than twice my mortgage... awoke_in_2003 Oct 2013 #78

The rent is too damn high Recursion Oct 2013 #79

Even if I were single I couldn't do it... awoke_in_2003 Oct 2013 #102

Only $76k in SF? Sanddog42 Oct 2013 #60

That has been debunked quakerboy Oct 2013 #67

In SF, 2K is not enough for a 1 BD apt, which averages at 3K currently. Bluenorthwest Oct 2013 #81

Craigslist says I can easily get a rental for 2k quakerboy Oct 2013 #117

Yes it is. JaneyVee Oct 2013 #83

Then you fucked yourself. tabasco Oct 2013 #90

I'm just giving the reasons others give me when I wonder why people can't save for retirement. dkf Oct 2013 #97

so downsize treestar Oct 2013 #94

Well they also put those things ahead of saving for retirement. dkf Oct 2013 #100

A medical issue can happen at anytime treestar Oct 2013 #103

More to the point� regnaD kciN Oct 2013 #9

thanks for your judgmental attitude although you know nothing about those who make liberal_at_heart Oct 2013 #48

It's well above the median household income in every major metropolitan area Recursion Oct 2013 #52

Is that true, Recursion? I'm surprised because you say you and your wife have high end Bluenorthwest Oct 2013 #80

This message was self-deleted by its author Recursion Oct 2013 #84

Recursion Mon Sep 23, 2013. "I live in India. Mumbai, in fact. I'm here for the Government." Bluenorthwest Oct 2013 #92

This message was self-deleted by its author Recursion Oct 2013 #95

Why do you think I'm pissed? I think you should be paid way, way more. Bluenorthwest Oct 2013 #108

This message was self-deleted by its author Recursion Oct 2013 #109

Just to make my apology public Recursion Oct 2013 #114

I know about people who do a lot more with a lot less money Lex Oct 2013 #112

Or you can, y'know, GET INSURANCE... regnaD kciN Oct 2013 #4

Does that work for a family plan? Because most family plans I've seen exceed $506. dkf Oct 2013 #6

At least in my state� regnaD kciN Oct 2013 #12

I have a family of 4 and even with subsidies I will be paying $550/month in premiums. liberal_at_heart Oct 2013 #44

But ONE major illness or injury would cost a lot more than that SoCalDem Oct 2013 #73

"For a while at least". True and telling statement. dkf Oct 2013 #76

As far as the penalty goes, yes. But there is a screw-up regarding the exchanges they should fix Recursion Oct 2013 #47

They need to provide for dependents, but not spouses. dkf Oct 2013 #68

Good point also. nt Lex Oct 2013 #7

i think it's anything exceeding 10% for individual. not sure about family. Pretzel_Warrior Oct 2013 #10

You and I have read up a lot more than the average American and we don't know. dkf Oct 2013 #17

so what else is new? it is hard to navigate pretty much ANYTHING in life if a person isn't Pretzel_Warrior Oct 2013 #18

I can only hope people like you get on here once in a while busterbrown Oct 2013 #51

thank you for your vote of confidence Pretzel_Warrior Oct 2013 #56

From what I have learned from you guys tonight i have already passed along to friends and relatives. busterbrown Oct 2013 #65

Or they can ProSense Oct 2013 #19

Well maybe they should mirror the site so the info can be read. dkf Oct 2013 #70

Consider it a "teaser rate": it will go up and up- kenny blankenship Oct 2013 #23

No politicians who voted for Obamacare should be allowed to own stock in health insurance cos, AnotherMcIntosh Oct 2013 #31

Well, then you know that after 2016, its adjusted based on COLA. phleshdef Oct 2013 #34

So quit freeloading and buy insurance. It's subsidized if you can't afford it. PSPS Oct 2013 #24

It is not subsidized for all... ScreamingMeemie Oct 2013 #25

That's the "Democratic" party these days kenny blankenship Oct 2013 #26

It is subsidized for households up to $92K. That's most households. n/t pnwmom Oct 2013 #37

That is self serving way to say 'households of 4 or more' Bluenorthwest Oct 2013 #87

There are subsidies for up to $45,960 individual income in 2013, pnwmom Oct 2013 #111

That's a Democratic phrase now, isn't it? "freeloading" LWolf Oct 2013 #89

I think the math is a little off here because they aren't considering the filing threshold. phleshdef Oct 2013 #27

Off topic question Egnever Oct 2013 #39

You'll be sorry you asked. Its pretty boring. phleshdef Oct 2013 #49

Hah! Egnever Oct 2013 #50

LOL, yea same here. phleshdef Oct 2013 #55

The dark ages...seemed so cool! Egnever Oct 2013 #57

Yea, I've never played an MMO that ever felt so "dangerous" really. phleshdef Oct 2013 #59

Standing at the bank wall Egnever Oct 2013 #61

So. WV? Sanddog42 Oct 2013 #62

Haha, just next door pretty much, Logan. phleshdef Oct 2013 #64

SF now but still visit from time to time n/t Sanddog42 Oct 2013 #113

If somebody making $80k can't swing an $800 penalty, they are living too large IMHO. kestrel91316 Oct 2013 #29

My family lives in western WA on $70,000. Most people in this area make $150,000/yr. liberal_at_heart Oct 2013 #45

There really should be adjustments Egnever Oct 2013 #54

This ought to help Democratic candidates get elected. AnotherMcIntosh Oct 2013 #32

hey if mandated insurance turns out to be a dud there's always solarhydrocan Oct 2013 #63

Sell insurance? OK, if it's medical insurance. AnotherMcIntosh Oct 2013 #71

They need to take those "penalties" and make the them PREMIUMS on a Public Option or single payer. yodermon Oct 2013 #36

now you're talking. liberal_at_heart Oct 2013 #41

Even with ACA I am going to be paying $6600/yr in premiums plus copays and deductibles. liberal_at_heart Oct 2013 #40

My daughter spent more than that in one trip to the emergency room pnwmom Oct 2013 #53

Or you may pay less - Ms. Toad Oct 2013 #72

About $8800 for us spinbaby Oct 2013 #74

Justin Green is also whining that the media didn't hail Ted Cruz for his fake filibuster. Spitfire of ATJ Oct 2013 #42

Boo hoo. That's chump change compared to the tax penalty I pay for renting my apartment Recursion Oct 2013 #43

$47.50 per child. This will rise to $695 per adult and $347.50 per child in 2016. Ellipsis Oct 2013 #58

I just got word from the Navy littlewolf Oct 2013 #82

Stop me if I am being too nosy, but if you don't want any GreenPartyVoter Oct 2013 #91

I am retired military littlewolf Oct 2013 #96

I vaguely remember my Dad trying to decide between Tricare and Medicare. He GreenPartyVoter Oct 2013 #98

Now you have Tricare until you are eligible littlewolf Oct 2013 #101

oh, ok. Maybe that's what he was talking about. Thanks for the condolences. It's been GreenPartyVoter Oct 2013 #104

So bottom line we should just bow to the republicans Kingofalldems Oct 2013 #85

If you make 80000 buy the fucking insurance treestar Oct 2013 #93

no shit nt arely staircase Oct 2013 #105

OMG that is terrible arely staircase Oct 2013 #99

For that matter, why should I have to pay ANY taxes? Nine Oct 2013 #106

Free Lancer dem in texas Oct 2013 #110