Well, I finally got to see the plans I qualify for on the federal exchange.

[Dragonfli]

304. Thank you for your reply, it reveals to me that you have a real world understanding of a reality

faced by a very large and ever increasing segment of the population. More importantly, you also see how this reality appears invisible to many people that have no personnel frame of reference to relate to it, while also lacking the professional or volunteer work experience to know for a fact that all those people that live this unfortunate reality exist and are in real trouble.

I do believe a great deal of the blindness is simply that, the inability to see it rather than an uncaring view, but there are also those that revel in their class and like to blame lower classes for the reality they find themselves in, such people do seem offended that people may live on more than rice and beans because they find it offensive that people such as themselves may have to pay an extra dollar to accommodate them.

"Just bankruptcy rather than ruin" is a meaningless phrase to those that have no means to access the credit needed to solve the problem and then later discharge the debt, and policies are not helpful to people that have no way to come up with the money to actually use the policy when faced with a deductible and no cash or credit to get past such a barrier.

Medicaid is able to help the poor that qualify BECAUSE (at least in my state) there is no out of pocket for the empty pocketed, but it is a fickle program that is nearly useless in some states and does not apply to many of the working poor just above the level required to qualify for it.

I am sure as an RN you see everyday people that had to lose all of what little they did have (including any object of value they may have once owned) before being able to use medicaid to address health issues that had been destroying them for many years due to the inability to address the health issues financially rather than simply not knowing of them. Just as I am sure you see people everyday with insurance that have to refuse care, not out of stubbornness but rather an inability to pay the co-pays or deductible required by the insurance they have to be able to accept the advised care.

I wish there was a way to cure the class blindness, that would at least put the innocently blind on the side of all these people in real trouble. As for the selfish others - Is there a cure for a complete lack of human empathy regarding those less well off?