General Discussion
In reply to the discussion: Why must all health insurance plans include maternity coverage? [View all]SoCalDem
(103,856 posts)Why should I have to "pay for" motorcycle accidents? (I think they are dangerous, and people should stay off them)
Why should I have to "pay for schools"?..my kids graduated decades ago
Why should I have to pay for interstate roads I will never drive on?
Why should I pay for food stamps for others? (I have never used them)
BECAUSE WE ARE IN A SOCIETY....REMEMBER E PLURIBUS UNUM?
and because that's the DEFINITION of insurance.. When you buy homeowners insurance you are betting (with your Premiums) that your little money to buy coverage is worth losing that money ...But IF you ever have a fire..or some freaky storm blows your roof off, the premiums collected by millions of people who do NOT have your particular event happening, will pay for the repair of YOUR house.
Medical insurance (if you want it to work) HAS to be a comprehensive/all-inclusive plan.. When we buy it, we HOPE we will not NEED to use it...BUT in case we DO get sick, we need it to avoid instant poverty that lasts a lifetime