Why is Experian, A Credit Agency, used to Verify Identities for Obamacare???

[PoliticAverse]

63. Right, Equifax is only used to veryify income/employment, when they can't get the info

from the IRS or Social Security administration:

http://www.cms.gov/CCIIO/Resources/Fact-Sheets-and-FAQs/Downloads/income-verification-8-5-2013.pdf

Q: Will Marketplaces be verifying the income of consumers as a part of the eligibility process for
advance payments of the premium tax credit and cost-sharing reductions

A: Yes. According to 45 CFR
155.320(c)(3), Marketplaces will always use data from tax filings and
Social Security data to verify household income information provided on an application, and in many
cases, will also use current wage information that is available electronically. The multi-step process
begins when an application filer applies for insurance affordability programs (including advance
payments of the premium tax credit and cost-sharing reductions) through the Marketplace and affirms or
inputs their projected annual household income. The applicant’s inputted projected annual household
income is then compared with information available from the Internal Revenue Service (IRS) and Social
Security Administration (SSA). If the data submitted as part of the application cannot be verified using
IRS and SSA data, then the information is compared with wage information from employers provided
by Equifax. If Equifax data does not substantiate the inputted information, the Marketplace will request
an explanation or additional documentation to substantiate the applicant’s household income.