General Discussion

BlueStreak

(8,377 posts)

35. My income is too low for a subsidy, and I have too many assets for Medicaid.

Wed Oct 9, 2013, 07:58 PM

Oct 2013

I was hoping that the "competition of the exchange" would be a factor to hold down the cost of my premium, because insurers have to offer the same prices inside or outside of the exchanges. But they get around this by creating one-off policies for the exchanges that cannot be compared directly with what they sell to people that aren't in the exchange.

It seems to me that the exchanges will actually drive up my cost of insurance. A policy that is properly priced at $1000/month retail can be offered on the exchange at $1500 because the government is going to give a $900 subsidy to a lot of people. And when the insurance company sees they can get away charging the exchange customers $1500, they are going to push me to that level as fast as they can.

Jesus Christ, what are the Republicans unhappy about? This is a wet dream for them.

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Looks like they reset all the healthcare.gov passwords per arstechnica. [View all] dkf Oct 2013 OP

They 'sized' the sites response to those on Medicare site at it MOST highly used benld74 Oct 2013 #1

I read a piece on why such a tech savvy campaign has such a tech nightmare rollout... dkf Oct 2013 #4

My 1st attempt password still doesn't work. My 2nd attempt password still does..... Junkdrawer Oct 2013 #2

Your username may also be in limbo. dkf Oct 2013 #5

I guess we should just cancel it and do what the repubs tell us. Kingofalldems Oct 2013 #3

Or you could do something reasonable like postpone the individual mandate penalty for one year. dkf Oct 2013 #6

You can't really postpone the mandate since the insurance policies have been priced based PoliticAverse Oct 2013 #8

From what I see, the prices went up BIG TIME BlueStreak Oct 2013 #26

Well the ACA requires companies to cover more (including pre-existing conditions) so it PoliticAverse Oct 2013 #27

You are correct. But prices I see are much higher than expected even considering pre-existing. BlueStreak Oct 2013 #29

The bottom line is if you had a good policy before the exchanges probably won't be reducing prices PoliticAverse Oct 2013 #31

My income is too low for a subsidy, and I have too many assets for Medicaid. BlueStreak Oct 2013 #35

What state are you in? n/t PoliticAverse Oct 2013 #36

Indiana. No Medicaid expansion, ergo they are still asset-tested BlueStreak Oct 2013 #38

There's some hope for you there... PoliticAverse Oct 2013 #39

No. They have no idea what they are talking about BlueStreak Oct 2013 #46

Unless they need insurance ... Yo_Mama Oct 2013 #40

Prices were ALWAYS going to be "higher" for many SoCalDem Oct 2013 #32

Well there was the "blessings of free market competition" thing BlueStreak Oct 2013 #34

The same thing happened with Part D (medicare RX plan) SoCalDem Oct 2013 #50

And then their pals shut down the non-military part of the govt, which includes BlueStreak Oct 2013 #55

Isn't this what the GOP is pushing?!!??! tia uponit7771 Oct 2013 #15

Those of us getting Medicaid and $13 a month premiums don't wait to wait another year... BluegrassStateBlues Oct 2013 #17

Bullshit repug talking point Ohio Joe Oct 2013 #20

Cancelling the mandate wouldn't take away your insurance. Yo_Mama Oct 2013 #41

Yes... The kind republicans only have the interests of the poor in mind... Ohio Joe Oct 2013 #47

The mandate should be repealed completely and another way found. nt Demo_Chris Oct 2013 #21

I'm not in favor of repeal, but I think it should go in when the employer mandate goes in Yo_Mama Oct 2013 #43

Thank you. I was beginning ChazII Oct 2013 #48

Well, mine is not the admin's position Yo_Mama Oct 2013 #53

How many businesses would postpone something this major for a year? LiberalFighter Oct 2013 #22

No it's not Yo_Mama Oct 2013 #42

That is precisely what the repubs are demanding. Thanks for coming out with it. Kingofalldems Oct 2013 #25

Its going to get fixed less than 2 week...we are 6 months out...they are working round the clock to VanillaRhapsody Oct 2013 #51

I doubt it. dkf Oct 2013 #52

I don't doubt it....I KNOW it.. VanillaRhapsody Oct 2013 #54

that's what Boner wants! treestar Oct 2013 #58

LOL. FSogol Oct 2013 #7

Conversely, only the President's biggest supporters CLAIM to be able to get in.... Junkdrawer Oct 2013 #9

Well, ProSense Oct 2013 #11

Here's a quote from the second link you posted... hughee99 Oct 2013 #49

Nope Rstrstx Oct 2013 #28

I'm a big fan of reality and truth, which means that most of the time I'm with Obama BlueStreak Oct 2013 #30

Booz Allen of Carlyle Group and Edward Snowden Fame is handling some of this? KoKo Oct 2013 #10

Edward Snowden leaves Booz Allen Hamilton and the company goes to hell.... Junkdrawer Oct 2013 #12

LOL's.... KoKo Oct 2013 #16

You win the thread and probably the day! Yo_Mama Oct 2013 #44

Gross incompetence and unreliable employees is no reason to fire a contractor. dairydog91 Oct 2013 #19

Indeed...there's that that needs to be dealt with. ACA is a Step...but, the KoKo Oct 2013 #33

Umm, are they going to let any of us know what our new passwords are? Myrina Oct 2013 #13

They didn't reset all of the passwords. Mine works fine and I just logged in grantcart Oct 2013 #18

Garbage in, garbage out FarCenter Oct 2013 #14

That lines do seem excessive especially with the scripts and css files. LiberalFighter Oct 2013 #23

More likely too much formal process, too little time, too many programmers, and too little expertise FarCenter Oct 2013 #24

They should have built it on a mainframe...not on a fucking toy. RagAss Oct 2013 #37

Not true. llmart Oct 2013 #45

Today, it accepted my login credentials for the first time ever BlueStreak Oct 2013 #56

Today I was able to log in..... llmart Oct 2013 #57

I only got logged in one time and it lost all my data. BlueStreak Oct 2013 #59