General Discussion

eomer

(3,845 posts)

35. Not sure what you're saying but maternity and other coverages are now required.

Wed Oct 9, 2013, 09:22 PM

Oct 2013

All private health insurance plans offered in the Marketplace will offer the same set of essential health benefits. These are services all plans must cover.

The essential health benefits include at least the following items and services:

Ambulatory patient services (outpatient care you get without being admitted to a hospital)
Emergency services
Hospitalization (such as surgery)
Maternity and newborn care (care before and after your baby is born)
Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
Prescription drugs
Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
Laboratory services
Preventive and wellness services and chronic disease management
Pediatric services

https://www.healthcare.gov/what-does-marketplace-health-insurance-cover/

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It is simply not possible for Obamacare to raise anyone's premium [View all] hootinholler Oct 2013 OP

there was just some one on here who said the ACA would raise their premium gopiscrap Oct 2013 #1

Not impossible B2G Oct 2013 #2

If their insurance doesn't even meet minimum value, minimum essential coverage DevonRex Oct 2013 #10

Not necessarily B2G Oct 2013 #12

Then you don't know how insurance pools are done. DevonRex Oct 2013 #20

Citation, please. displacedtexan Oct 2013 #22

This has been known for years B2G Oct 2013 #25

The only direct source for this claim is on a Hannity forum. displacedtexan Oct 2013 #31

bs B2G Oct 2013 #34

Not sure what you're saying but maternity and other coverages are now required. eomer Oct 2013 #35

Thank you hoot. DevonRex Oct 2013 #3

Not true. Obamacare called me this morning and told me my rates were going up. I asked why Guy Whitey Corngood Oct 2013 #4

Cool story Bro! hootinholler Oct 2013 #8

+1 kentuck Oct 2013 #11

Heh. +1 n/t lumberjack_jeff Oct 2013 #21

:) CatWoman Oct 2013 #30

I think what may be happening is that existing policies are raising their premiums djean111 Oct 2013 #5

This is happening for sure. At least in cases near me. nm rhett o rick Oct 2013 #6

But they do have to offer more coverage... kentuck Oct 2013 #9

Yes. And it will overall. B2G Oct 2013 #13

But they have to spend 80% on benefits per the new ACA law... kentuck Oct 2013 #16

One thing I am unclear on... B2G Oct 2013 #18

No. They have to spend 80% of total premiums collected from all insured kestrel91316 Oct 2013 #24

You got it right! Insurance companys tell them it is because of the ACA Stargazer99 Oct 2013 #28

here is one possible thing that may be happening. littlewolf Oct 2013 #7

Exactly. All kinds of complete BULLSHIT stories out there Whisp Oct 2013 #14

Which was only partly true. B2G Oct 2013 #17

What about people whose employer drops their plan? nt Llewlladdwr Oct 2013 #15

I'm a big fan of the ACA, but his is not true. lumberjack_jeff Oct 2013 #19

Look, that is NOT an ACA plan. It's his/her employer's plan. So don't feed the tea party meme. nt DevonRex Oct 2013 #23

Most major employers are compliant with the new rules B2G Oct 2013 #26

ACA defines minimum requirements for employer plans. lumberjack_jeff Oct 2013 #27

So you feed the meme because their employer shafted them BEFORE ACA? That's bullshit, too. DevonRex Oct 2013 #32

That is all immaterial to the inaccurate statement of the OP. lumberjack_jeff Oct 2013 #36

Yep. kentuck Oct 2013 #33

I may be able to cut our premiums by 66% -- without using the Exchange. . . Journeyman Oct 2013 #29

A lot of people buy worthless private policies. WORTHLESS. ThoughtCriminal Oct 2013 #37

This TeamPooka Oct 2013 #39

Some premiums may go up because they only sold you 4 wheels but now TeamPooka Oct 2013 #38