Here's my ACA rate INCREASE for those who doubt...

[Savannahmann]

70. But you missed his point.

He had opted out of Mental Health, he didn't want that coverage, and is a single male. He is almost certainly not going to need maternity care, unless he is one of those miracle males who ends up pregnant. If that is the case, the endorsement deal for Pampers and baby food will more than cover his expenses, and the college fund for Junior. The same with the other required coverage for conditions and issues he's almost certainly not going to have. Now I grant you, it is possible that he will get Breast Cancer, but those cancers in men are usually found through tests other than mammograms.

I think the point the OP is trying to make is that the cafeteria options is gone. No longer can you zip down the line and just get an orange. Now you have to get the full meal with all the food groups represented even if you would rather eat a raw turd than put meat in your mouth.

The OP's point is paying for things you don't want, or need, isn't the definition of upgraded, and isn't necessarily an improvement in his individual case. Now, he might need mental health coverage sometime in the future, but many of us never feel the need for that particular service. No, before you say it I am not belittling those who do take advantage of mental health care.