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(22,216 posts)I sure could not afford to pay out that kind of money for health care because ... I don't have it, that is why.
My two person household has an gross income of just over $20K a year, sometimes a bit more, sometimes a bit less.
I don't know how the gov't can expect a man with wife/kids to pay this sort of money every month without it having a drastic impact on their quality of life, like for example the cost of food and other necessities required to simply stay alive (like keeping a roof over your head!).
I often wonder who it is that believes that the American people as a whole are rich. Most of us are anything but "rich".
I wish I had an option to suggest for your friend except perhaps do what others have suggested, do a LOT of checking around and research, research, research.
If your friend has to settle for something less that he and his family require, well I suppose the best way it can be viewed is that something is better than nothing at all.
One medical "incident" can break you and those premiums, etc. will seem like a pittance if you happen to get hit with a huge medical disaster.
We like to view ourselves invincible but as we age, we realize that we are not and never have been "invincible".
Best of luck to your friend and his family and I hope he can find an option that will work for his family soon!