Wow, healthcare.gov just worked beautifully

[DebJ]

70. Wow again...checking further by finding information from Highmarks website about

the policy I am interested in, Comprehensive Care Blue PPO 500,
we would get the same coverage for $6000 less per year than we currently pay
(by participating in (at our full cost) our employer's (former employer's retirees here) plan.)

I wonder if the employer has an agent who gets a cut? Or the employer acts as agent and gets a cut?
Seems odd that the same coverage on the web for an individual signing up is $6000 less than going
through an employer/group plan.

Perhaps the devil will be in the details. We shall see.

Primary difference is that we would pay the first $1000 of all costs for the family deductible,
and then pay 10 or 20% of various charges
until we meet maximum out of pocket $3300.

But adding $3300 to a premium of about $9000 per year is 'only' $12300 a year.
Our premiums are now $18300 a year.

Sorry to say but using $12300 worth of services is not at all unlikely with my husband's health.

ON EDIT: THERE IS NO AGE FACTOR IN THE PREMIUMS QUOTED ON THAT SITE. I THINK WE CAN BE CHARGED
UP TO 3X MORE AS WE ARE SENIORS. WE SHALL SEE.

We shall see.