General Discussion
In reply to the discussion: The deductibles on the ACA seem to be really high. My brothers is $10,000. Is that per year? [View all]DevonRex
(22,541 posts)IF you qualify for them. You get the same level of care, if you qualify, as you would in Gold and Platinum plans but you pay less in the way of deductibles, copays, etc. But you have to buy the Silver Plan to get the savings.
If you qualify for out-of-pocket savings, you must choose a Silver plan to get the savings. If you qualify for these savings, you'll get the out-of-pocket savings benefits of a Gold or Platinum plan for a Silver plan price. You can choose any category of plan, but you'll get the out-of-pocket savings only if you enroll in a Silver plan.
You'll be able to choose your plan category when you fill out your Marketplace application.
https://www.healthcare.gov/will-i-qualify-to-save-on-out-of-pocket-costs/
That link tells you all about it. And note all the links in the page. And the search bar at the top. You can search for terms and just about any question. I've been doing it all week.