General Discussion

Tumbulu

(6,630 posts)

250. OK, here is my question, though

Fri Oct 11, 2013, 11:31 PM

Oct 2013

I have asked this many times, but get no answers that I trust yet.

I have a farm/business. My income year to year varies a lot. That is one reason that farmers get to do income averaging. If I use last year's tax return figures I qualify for Medical. But this year was way better and I qualify for subsidies on a private plan if I use those numbers as an estimate. But what happens if my income is less that what I think it will be, I get the subsidies, but then find that I should have been on medical?

I think if one's income is higher than expected, one pays the subsidies back. But what happens on lower than expected and subsidies were given?

When I asked the covered CA people they were confused, I mean there really are not that many farmers, and the tax breaks we get are many and generous IMO.

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If you start a thread poor-mouthing about how you just can't swing ACA... [View all] Nine Oct 2013 OP

Hmmm.... 99Forever Oct 2013 #1

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Me too, it's awesome! AAO Oct 2013 #229

yeppers In_The_Wind Oct 2013 #125

*************Public Service Announcement***************** bvar22 Oct 2013 #179

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Frankly... 99Forever Oct 2013 #221

The OP and 104 members of DU believe that it is perfectly fine, bvar22 Oct 2013 #224

Second that, bvar (n/t) bread_and_roses Oct 2013 #237

A person is anonymous on this board. Informing of their income and what particular subsidies they Maraya1969 Oct 2013 #241

Post removed Post removed Oct 2013 #251

+another Matariki Oct 2013 #235

+ a zillion 840high Oct 2013 #246

^^^THIS^^^ progressoid Oct 2013 #249

What he really means is BainsBane Oct 2013 #253

What utter foolishness. MADem Oct 2013 #257

Thank you, Nine. Your advice is sorely needed around here lately. n/t lamp_shade Oct 2013 #2

The only people who have a legitimate gripe ... dawg Oct 2013 #3

I have to agree with this, the ACA is a raw deal for people in those states. joshcryer Oct 2013 #19

No, the ACA is not a raw deal Jeff In Milwaukee Oct 2013 #23

True. joshcryer Oct 2013 #30

I know because I have one Jeff In Milwaukee Oct 2013 #35

The people are going to get rid of these idiot governors. joshcryer Oct 2013 #43

Thank God Rick Perry is not going to be our governor any longer. Except that ashling Oct 2013 #63

Worse than Perry! malokvale77 Oct 2013 #189

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yup. eom ellenfl Oct 2013 #156

I couldn't and wouldn't OriginalGeek Oct 2013 #212

Scotty is a douchebag with a special ALEC dick sauce Half-Century Man Oct 2013 #242

Like Iowa IADEMO2004 Oct 2013 #130

^^^^^^^THIS^^^^^^^^ DonCoquixote Oct 2013 #152

That is true for Texas ACA. "Having a governor who is a massive douchebag is a raw deal." Sunlei Oct 2013 #164

+1 uponit7771 Oct 2013 #177

+1,000 regarding the douchbag governors...... TheDebbieDee Oct 2013 #209

and that is Ohio irisblue Oct 2013 #31

And Pennsylvania, and my adult children (I'm on Medicare). enough Oct 2013 #45

Kasich became gov in 2010 irisblue Oct 2013 #53

Corbett was also elected in 2010. I agree about midterm elections. And the one coming up will be enough Oct 2013 #162

And people with employer insurance, or that it is even offered Puzzledtraveller Oct 2013 #33

I'm sorry but that is just not true Ms. Toad Oct 2013 #42

your daughter's numbers don't sound right. Sedona Oct 2013 #50

Just stop it. Ms. Toad Oct 2013 #64

In her particular case, would she be better off pnwmom Oct 2013 #98

We're in the process of running the numbers. Ms. Toad Oct 2013 #112

You've made a good point, Ms. Toad. pnwmom Oct 2013 #174

Exactly the point I was trying to make. Ms. Toad Oct 2013 #182

Somebody made me think of this man yesterday -- pnwmom Oct 2013 #185

Exactly. n/t Ms. Toad Oct 2013 #187

And people forget that Chris Reeve himself blew through his lifetime insurance cap fairly early on kestrel91316 Oct 2013 #193

If it didn't bankrupt them, it was because of those friends. pnwmom Oct 2013 #194

Yes he was. mimi85 Oct 2013 #218

Yes. The thing about his situation, though, pnwmom Oct 2013 #225

so her yearly costs will be about 27% of income? questionseverything Oct 2013 #213

I'm sorry you're in this situation - Ms. Toad Oct 2013 #226

self employed so next years income is always questionseverything Oct 2013 #230

I know that routine - Ms. Toad Oct 2013 #231

I didn't think the concepts "deductible" and "out of pocket" would be so hard to understand BlueStreak Oct 2013 #111

To be fair - Ms. Toad Oct 2013 #116

The one good thing about the ACA for you is BlueStreak Oct 2013 #118

That's why I lobbied congress as hard as I could to pass it, Ms. Toad Oct 2013 #186

Well said. cilla4progress Oct 2013 #133

Stephanie Miller is on a different planet right now BlueStreak Oct 2013 #143

I keep saying medicare isn't that great a deal either. dkf Oct 2013 #211

I'm really hoping we move toward that system. Ms. Toad Oct 2013 #227

It's a significant cut and the profit motive distorts everything. dkf Oct 2013 #234

Please learn the difference enlightenment Oct 2013 #113

I agree that the ACA doesn't go far enough, and that it could be improved. dawg Oct 2013 #79

Absolutely. Ms. Toad Oct 2013 #106

Is that across the board or just in states that didn't take the medicaid expansion? nt meadowlark5 Oct 2013 #87

Across the board. Ms. Toad Oct 2013 #105

Thanks for the info meadowlark5 Oct 2013 #114

That is a good point. Now that we have ACA, a decent Congress can enact programs to help cover Hoyt Oct 2013 #90

So your daughter's expenses are 60K, but she pays 6,200 + premiums taught_me_patience Oct 2013 #150

You're missing the point. Ms. Toad Oct 2013 #181

Yes, it is a very legitimate gripe. That deductible's a killer for someone in a chronic condition hooverville29 Oct 2013 #159

The deductible is bad - Ms. Toad Oct 2013 #184

This message was self-deleted by its author ann--- Oct 2013 #74

You are on single payer. Nothng has changed for you. dawg Oct 2013 #80

I had an individual pre-ACA policy for 3 years, cilla4progress Oct 2013 #140

If your old plan was run by the state on some level ... dawg Oct 2013 #144

Something along these lines may be true. cilla4progress Oct 2013 #147

Your plan costs sound very similar to my insurance plan I had when I worked for the State (Texas) Sunlei Oct 2013 #171

This message was self-deleted by its author ann--- Oct 2013 #153

My point was that your situation has not been changed by the ACA. dawg Oct 2013 #160

This message was self-deleted by its author ann--- Oct 2013 #197

BINGO!!! nt kelliekat44 Oct 2013 #75

I'm stuck with one of these douchebag governors. Brigid Oct 2013 #115

You want account numbers pintobean Oct 2013 #4

No, I want people to stop wasting our time. Nine Oct 2013 #5

hide thread if you don't like what you're reading. datasuspect Oct 2013 #7

Hear, hear! Demeter Oct 2013 #72

wasting "our" time? datasuspect Oct 2013 #10

Me for one. nt Snotcicles Oct 2013 #15

well give me your home address datasuspect Oct 2013 #17

Nah, you might post it elsewhere so I could get death threats. nt Snotcicles Oct 2013 #52

I think 'personally identifying info can be misused" is kinda DS's point Nuclear Unicorn Oct 2013 #92

The OP wasn't asking for "personally identifying info" maybe some of you ought to read Snotcicles Oct 2013 #107

Everything can be built upon. Mention a state, a job, income -- even months apart -- it adds up Nuclear Unicorn Oct 2013 #117

me. do some research and present a well-documented argument Pretzel_Warrior Oct 2013 #205

Call-out threads about wasting time pintobean Oct 2013 #12

I get your point but it would be stupid for anyone to divulge private financial information Bluenorthwest Oct 2013 #29

If you don't want to waste your time, perhaps you shouldn't spend it on a internet discussion board. progressoid Oct 2013 #73

This message was self-deleted by its author ann--- Oct 2013 #78

No one is required to read or respond to that thread Renew Deal Oct 2013 #96

Uhhh yea. Lurker Deluxe Oct 2013 #9

do you demand the same from people with positive ACA experiences? n/t Enrique Oct 2013 #6

positive ACA experience anecdotes datasuspect Oct 2013 #8

I needed that! Puzzledtraveller Oct 2013 #16

Dear Penthouse Letters, I never thought this would ever happen to me but Nuclear Unicorn Oct 2013 #93

If you're pointing out a problem with the system, you need to share specifics. Nine Oct 2013 #14

give me your home address, your telephone number, place of employment datasuspect Oct 2013 #20

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i'd rather look like one and have the question datasuspect Oct 2013 #48

So far, of the half dozen posts, they have provided that information. joshcryer Oct 2013 #27

or just use the exchange and plug in different values datasuspect Oct 2013 #28

It's possible to reverse engineer peoples' rates. joshcryer Oct 2013 #32

i dunno datasuspect Oct 2013 #34

See my edit. joshcryer Oct 2013 #40

I take most of those threads ... 1StrongBlackMan Oct 2013 #11

what is your motivation for trying to control the tone of messaging on this forum? datasuspect Oct 2013 #13

An insurance agent. Nuclear Unicorn Oct 2013 #24

Yes & providing the requested information could lead to an unsolicited policy quote !! lunasun Oct 2013 #208

hilarious. KG Oct 2013 #18

the tone of this person's post screams that they are acting in bad faith. datasuspect Oct 2013 #22

Swing and a miss Puzzledtraveller Oct 2013 #21

i might make a general demand on the Internets today datasuspect Oct 2013 #26

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I haven't seen any on this site ... meegbear Oct 2013 #38

Which Party's members usually say 'if you claim to be poor we want to know what food Bluenorthwest Oct 2013 #41

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Zing! City Lights Oct 2013 #54

+1 leftstreet Oct 2013 #83

+1 historylovr Oct 2013 #175

The ones who send FUD to sites like DU to spread damn lies without proof?! None of those what you... uponit7771 Oct 2013 #178

How many people become eligible for public assistance without disclosing their finances? nt geek tragedy Oct 2013 #200

More Meta posts. Whining about DU is allegedly against the SOP of GD. Bluenorthwest Oct 2013 #46

spoken by one who threatens like a bully often Pretzel_Warrior Oct 2013 #206

How rude to make an unsupported accusation like that. Bluenorthwest Oct 2013 #215

There is a new thread started about just that. have at it... Javaman Oct 2013 #47

Uh huh. And just how are you going to enforce this? quinnox Oct 2013 #49

The next demand will be Data Verification jsr Oct 2013 #55

"Obamacare is bad and overly burdensome to the not-rich and I am proof of that." Nine Oct 2013 #57

How can the following have nothing in common with interrogating poor people? Bluenorthwest Oct 2013 #60

could you cite a section from the TOS that supports your call for censorship DrDan Oct 2013 #58

Don't voluntarily use yourself as an example and then act like others are prying into your affairs. Nine Oct 2013 #59

That's not from the TOS Bluenorthwest Oct 2013 #62

making up more rules? DrDan Oct 2013 #65

Never said it was. (nt) Nine Oct 2013 #67

Who is "us"? And don't you want to talk specifics instead of hypotheticals? jsr Oct 2013 #69

I would love to talk specifics. Nine Oct 2013 #71

It's called "opinion." Bobbie Jo Oct 2013 #91

wrong DrDan Oct 2013 #138

But since one can't Bobbie Jo Oct 2013 #146

look - the poster is attempting to DrDan Oct 2013 #154

Not only are your responses done... Bobbie Jo Oct 2013 #165

exactly - appropriate feedback is being given - like these comments DrDan Oct 2013 #173

Except, I took issue with Bobbie Jo Oct 2013 #190

and I was just stating we were in agreement in one area DrDan Oct 2013 #191

Who the fuck died Le Taz Hot Oct 2013 #61

+1,000,000 n/t duffyduff Oct 2013 #207

You First BKH70041 Oct 2013 #68

Every one here should be able to agree with me..Health Care costs are outrageous If you don't well Tippy Oct 2013 #70

It's unreasonable for you to demand that people open up their books to total strangers online... JVS Oct 2013 #76

It's unreasonable for people to *voluntarily* use themselves as examples of how ACA is broken... Nine Oct 2013 #82

No, that's perfectly reasonable. And if you want to take it with a grain of salt, that's reasonable JVS Oct 2013 #85

So, is your point that cilla4progress Oct 2013 #145

Not necessarily refute, just address. Nine Oct 2013 #161

Ok, well, I haven't seen that many cilla4progress Oct 2013 #166

Thanks for the civil reply. Nine Oct 2013 #167

Me too.. cilla4progress Oct 2013 #169

Unreason responding to unreason is not likely to promote progress. n/t whopis01 Oct 2013 #260

This message was self-deleted by its author ann--- Oct 2013 #77

So now y'all are demanding financial specifics of people. JoeyT Oct 2013 #81

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Sort of like how the Republicans only demand specifics of people JoeyT Oct 2013 #86

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^^this^^ Puzzledtraveller Oct 2013 #110

+1 Brazillion Myrina Oct 2013 #119

Demanding Bully. nt. NCTraveler Oct 2013 #88

What are you, the self-apponted DU IRS auditor? nt Zorra Oct 2013 #89

Good try! displacedtexan Oct 2013 #94

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Let us give thanks to private health insurance executives for their amazing magnanimity. jsr Oct 2013 #199

OMG, so many "I gots my freedumbs so don't push me" posters on this thread. valerief Oct 2013 #95

I've noticed that, too. I generally ignore them. BlueCaliDem Oct 2013 #128

You've got to wonder what their motivation is, eh? BlueCaliDem Oct 2013 #97

Bingo! nt valerief Oct 2013 #103

+1 freshwest Oct 2013 #204

Or maybe it could be that some folks think it is better to deal with the real world BlueStreak Oct 2013 #121

Maybe, but highly unlikely. BlueCaliDem Oct 2013 #126

You are welcome to bury your head in the sand if that's how you think you are most helpful BlueStreak Oct 2013 #132

I have never been one to bury my head in the sand. That's why I choose to be in BlueCaliDem Oct 2013 #136

Why are you a Democrat? cui bono Oct 2013 #196

Why are you? BlueCaliDem Oct 2013 #214

Because I believe in the party's principles. cui bono Oct 2013 #244

So do I. That's why I won't do anything to weaken the Democratic Party BlueCaliDem Oct 2013 #247

What good is strengthening the party if it no longer stands for Democratic cui bono Oct 2013 #248

Great Moments in DU History...."Gay marriage is for me unthinkable..." Bluenorthwest Oct 2013 #240

Wow! cui bono Oct 2013 #243

Dealing with the real world would include sharing more information jeff47 Oct 2013 #129

Of all the problems on this site BlueStreak Oct 2013 #134

No, they appear reasonable and forthright jeff47 Oct 2013 #141

Motivation? pintobean Oct 2013 #135

And that information isn't necessary to discuss the major problem areas. BlueStreak Oct 2013 #148

Show us a receipt for your rice and beans! leftstreet Oct 2013 #99

At the very least, don't complain re: your ACA monthly premium without disclosing your subsidy Lex Oct 2013 #100

I think the point is this: insurance on the exchange with a subsidy is VERY affordable! mountain grammy Oct 2013 #101

I'm not PasadenaTrudy Oct 2013 #102

ACA is not the problem. Brigid Oct 2013 #108

You sound crazy as a Teabagger, crazier. Even they wouldn't be expecting what you demand with TheKentuckian Oct 2013 #109

You echo my frustration Puzzledtraveller Oct 2013 #123

Do you want any duers who get food stamps to verify their low incomes too? quinnox Oct 2013 #120

Depends B Calm Oct 2013 #127

on what? quinnox Oct 2013 #151

If they are spouting right wing talking points! B Calm Oct 2013 #219

How about people who complain about estate taxes and capital gains taxes? Nine Oct 2013 #137

You're distracting from the point treestar Oct 2013 #220

Bravo! It's about time someone started calling out the poor and desperate.... Demo_Chris Oct 2013 #124

Well said! bvar22 Oct 2013 #188

Ahem, people claiming to be poor and desperate geek tragedy Oct 2013 #202

Bingo B Calm Oct 2013 #217

I hate that the poor working blue collar types Dragonfli Oct 2013 #254

HEHE, well said. nt Demo_Chris Oct 2013 #255

screw you. You are going on ignore and everyone else who claims there are absolutely no problems liberal_at_heart Oct 2013 #131

I never claimed that. (nt) Nine Oct 2013 #142

LOL B Calm Oct 2013 #157

With 71 Recommends that's a lot of people on ignore! B Calm Oct 2013 #163

I agree. I'm not buying most of these stories Pretzel_Warrior Oct 2013 #139

I get Medicaid and my mom gets a silver plan for $13.21 a month. BluegrassStateBlues Oct 2013 #149

Not for *you* B2G Oct 2013 #155

What do you want rrneck Oct 2013 #158

I would like proof that you aren't a republican, or a paid poster. I would like specific proof you Autumn Oct 2013 #168

As a gesture of Good Will, and a leadership example, bvar22 Oct 2013 #170

Please define "poor-mouthing." I've never heard that phrase before. Common Sense Party Oct 2013 #172

+1, It's disingenuous to think that people will take their word for it uponit7771 Oct 2013 #176

You took someone's word that everyone can afford a 10% tithe to the cartel without any support TheKentuckian Oct 2013 #195

Can I point out that although I agree with your post, truedelphi Oct 2013 #236

***************Public Service Announcement************** bvar22 Oct 2013 #180

Who the hell do you think you are? ohheckyeah Oct 2013 #192

The point is that without that information treestar Oct 2013 #216

This is a message board and opinions should be taken ohheckyeah Oct 2013 #223

The ACA is a numbers based thing treestar Oct 2013 #232

Don't believe them.... ohheckyeah Oct 2013 #233

Thanks Nine! You nailed it flamingdem Oct 2013 #198

I'm wondering why you chose to post this thread only about ACA complaints. cui bono Oct 2013 #201

T-H-A-N-K! Y-O-U! Tarheel_Dem Oct 2013 #203

Post removed Post removed Oct 2013 #210

Calling all naysayers. mia Oct 2013 #228

I can't swing ACA. Zavulon Oct 2013 #238

Can you hear me, way up there on your throne? Skip Intro Oct 2013 #239

LOL cui bono Oct 2013 #245

OK, here is my question, though Tumbulu Oct 2013 #250

Who made you king of DU? BainsBane Oct 2013 #252

yeah, everyone knows the aca is perfect, and anyone who says it's not Doctor_J Oct 2013 #256

Poor bashing. ForgoTheConsequence Oct 2013 #258

yeah, that's almost as bad as being a welfare queen.... mike_c Oct 2013 #259