General Discussion
In reply to the discussion: Here's my ACA rate INCREASE for those who doubt... [View all]BlueStreak
(8,377 posts)but in general, the insurance companies are using the launch of the exchanges as an opportunity to push through huge price increases. And for those who are not getting much of a subsidy (or no subsidy at all) this really sucks.
The argument was that the exchanges would force companies to compete. While that may be happening in s a few places, it appears that the more common outcome is that the companies are raising their prices to match the subsidies.
So let's identifiy the winners and losers
Winner: Anybody who gains coverage due to Medicare expansion
Loser: Anybody whose income is too low to qualify for a subsidy, but has the misfortune of living in a Red state that isn't expanding Medicaid
Winner: People who are getting the big subsidies that bring their net cost down to $0 - $500 a month
Loser: anybody who has to buy their own insurance, but doesn't get much of a subsidy
Not affected (directly): People who are on Medicare and people who are covered by employer group policies.
There are quite a few people at DU who seem to have no concern for the losers in this game. I will give them the benefit of the doubt and assume they are just really ignorant, although they seem an awful lot like Republicans to me.