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Recursion

(56,582 posts) Sat Oct 12, 2013, 08:01 PM Oct 2013

Where have people been getting low-deductible plans until now? [View all]

This is genuinely surprising to me, that people are appalled at deductibles. I've always had good insurance through my jobs, and the lowest deductible I can remember was $2000, several years ago. That's why HSAs are popular, right? (To put that another way, why on earth would anybody use an HSA if no-deductible insurance was common?)

Have most people had $0 for a deductible until now?

15 replies

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Highlight:

Where have people been getting low-deductible plans until now? [View all] Recursion Oct 2013 OP

Before he died, my husband and I had a no-deductible policy. ScreamingMeemie Oct 2013 #1

My policy through work is no-deductible. femmocrat Oct 2013 #2

Deductables have slowly gotten higher... cynatnite Oct 2013 #3

I wasn't in the private sector much until the mid-oughts Recursion Oct 2013 #4

It's going up AndrewRN Oct 2013 #5

I'm on the opposite end of the spectrum. Travis_0004 Oct 2013 #6

Not zero, but between $250-500. Lars39 Oct 2013 #7

Huh, OK. Recursion Oct 2013 #9

I've done both. Lars39 Oct 2013 #10

I had no deductible, and no copays, LWolf Oct 2013 #8

I'm inclined to think that most of those who are shocked by deductibles Skidmore Oct 2013 #11

no, we're just older TorchTheWitch Oct 2013 #15

Had a nice plan from 2005-2009 madville Oct 2013 #12

I think a lot of people who never had insurance are honestly shocked about Warren Stupidity Oct 2013 #13

$300 pp through work. aikoaiko Oct 2013 #14