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Skidmore

(37,364 posts)

11. I'm inclined to think that most of those who are shocked by deductibles

Sat Oct 12, 2013, 08:30 PM

Oct 2013

have been previously uninsured. I, too, have always had deductibles, caps, and premiums. The failure to understand that insurance is a risk pool is at the heart of some of this too. There is not a dollar in-dollar out one to one ratio. Hopefully, most of the time you won't need it, but if you do, you'll be glad its there for you.

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Where have people been getting low-deductible plans until now? [View all] Recursion Oct 2013 OP

Before he died, my husband and I had a no-deductible policy. ScreamingMeemie Oct 2013 #1

My policy through work is no-deductible. femmocrat Oct 2013 #2

Deductables have slowly gotten higher... cynatnite Oct 2013 #3

I wasn't in the private sector much until the mid-oughts Recursion Oct 2013 #4

It's going up AndrewRN Oct 2013 #5

I'm on the opposite end of the spectrum. Travis_0004 Oct 2013 #6

Not zero, but between $250-500. Lars39 Oct 2013 #7

Huh, OK. Recursion Oct 2013 #9

I've done both. Lars39 Oct 2013 #10

I had no deductible, and no copays, LWolf Oct 2013 #8

I'm inclined to think that most of those who are shocked by deductibles Skidmore Oct 2013 #11

no, we're just older TorchTheWitch Oct 2013 #15

Had a nice plan from 2005-2009 madville Oct 2013 #12

I think a lot of people who never had insurance are honestly shocked about Warren Stupidity Oct 2013 #13

$300 pp through work. aikoaiko Oct 2013 #14