Where have people been getting low-deductible plans until now?

[TorchTheWitch]

15. no, we're just older

And worked in a world where 100% of your health insurance was paid by your employer, deductibles were $250-$500 per year, and no co-pays. This was under Reagan and Bush Sr. With Clinton we got the shitty HMO that you were confined to a list of doctors and hospitals you could use where there was no deductible but co-pays for everything. It got much more seriously shitty onward. Since I've not had any health insurance for a dozen years I'm shocked at how grossly expensive and useless it is. Yet I'm also shocked (and disgusted) that the meds I have to take and have been taking since my early 20's were around $22 a month yet since Bush Jr. have shot up to $88 a month though the prescription is the same... every month it continues to go up by incruments though the first big jump was double the price.

No, I'm not the least bit happy to be forced to pay for exorbanent for profit health insurance I can't even spend the premium money for and so couldn't possibly afford to use with the co-pays and ridiculously high deductibles. I'm close to my 50's and have never been able to save until oddly enough until the Bush Jr. years where I finally had a job where I could save enough to get my at least my upper teeth fixed... even WITH medical and dental insurance I still had to pay a fortune out of pocket for that since dental insurance has always been worthless and apparently teeth aren't considered a medical part of your body. And it doesn't even matter to me that PA has no interest in expanding Medicaid so I can't use ACA. Unless some miracle occurs where I get a great paying job where I can afford this shitty mandatory crap for the premiums I couldn't possibly afford to use it, and frankly, I need that money to get the rest of my teeth fixed and try to save for when I get old... far more necessary for me than standing over the toilet flushing down what I can't possibly afford just for premiums for health insurance I can't afford to use.

And it's not like I'm excessively poor (well, being unemployed now, yeah, I am). Even if I was working making what I made in the best years of my life I still couldn't afford this crap.