General Discussion

magical thyme

(14,881 posts)

89. I'm perpetually either preparing for a blizzard or hunkered down surviving one

Tue Oct 15, 2013, 11:02 AM

Oct 2013

So for the short term, it won't impact me. I have a tank full of oil, 2 years worth of hay in my barn, 4 months of dog and bird food, and a freezer and pantry nearly full of people food, with one more mega-shopping trip this week to stock up on the survival stuff. Other than summer when I pick my veggies right before eating them, I'm always working off a backlog. That has been my goal in life since I got caught short first in '08 and again last year when the hospital cut my hours by 2/3s without notice.

Long term would depend on my ability to stay employed at one or both of my part time jobs.

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What will happen to you if we default? [View all] Cleita Oct 2013 OP

Disastrous, possibly a complete loss of my business. grantcart Oct 2013 #1

morph into my calling as a tribal warlord. tillikum Oct 2013 #2

I'll right beside you in the dumpster, Cleita. LuvNewcastle Oct 2013 #3

I will not get my SS check. :( Little Star Oct 2013 #4

Same here I guess DJ13 Oct 2013 #10

I think the SSA is required to purchase Super Duper Special Government Bonds. Buns_of_Fire Oct 2013 #16

It depends on how they decide to handle it el_bryanto Oct 2013 #27

Ditto. I am worried about my SS check, as it is my only source of income. n/t RebelOne Oct 2013 #23

In a budget shutdown it won't be affected because it doesn't need an appropriations bill. dkf Oct 2013 #52

There is the little problem of SSA employees being furloughed. RC Oct 2013 #80

same here. underthematrix Oct 2013 #28

My income would be cut in half Buddha_of_Wisdom Oct 2013 #5

Hang in there - there's light at the end of the tunnel! closeupready Oct 2013 #88

Nothing .... oldhippie Oct 2013 #6

Unless... KharmaTrain Oct 2013 #84

My assets are diversified ....... oldhippie Oct 2013 #86

Many Will Panic... KharmaTrain Oct 2013 #87

It sounds like you also have put more thought into this ..... oldhippie Oct 2013 #90

My net worth would crater as the market crashed Warpy Oct 2013 #7

No SS check for my husband susanr516 Oct 2013 #8

Disaster Robbins Oct 2013 #9

oh yes they do DonCoquixote Oct 2013 #14

Nothing NoOneMan Oct 2013 #11

My clients will lose their incomes or savings or both. Unemployment will go over 50%, I assume, kestrel91316 Oct 2013 #12

We watched the stockmarket dive with (mostly) equanimity because of our T-Bill retirement accounts Hekate Oct 2013 #13

Decimating Still Waters Oct 2013 #37

SS is 100% of my income. But initially, I'd be okay. Buns_of_Fire Oct 2013 #15

It would be disastrous for my mother who relies on SS. charmay Oct 2013 #17

I hope it works out, for her sake. Buns_of_Fire Oct 2013 #18

She could live with you. I'm also on SS and I'd have virgogal Oct 2013 #54

I am still working but my Mom is on SS with a very small widow's pension Ruby the Liberal Oct 2013 #19

It seems the next month SS checks will go out, but Cleita Oct 2013 #20

We're in a similar boat as you. Skidmore Oct 2013 #21

It will be very bad for seniors. Cleita Oct 2013 #26

Ugh. Reminded me. Skidmore Oct 2013 #29

I think Medicare could be suspended too, but I hope not. Cleita Oct 2013 #32

I can't think of anything. femmocrat Oct 2013 #22

Probably not much. Throd Oct 2013 #24

Your net worth will decrease. There is no way around this if republicans are stupid enough to bluestate10 Oct 2013 #35

My wife would lose her job Generic Brad Oct 2013 #25

Nothing to my knowledge. Decoy of Fenris Oct 2013 #30

What will you do, Short stocks and Debt instruments? That is the only way that I see making bluestate10 Oct 2013 #36

Mostly day trading. Decoy of Fenris Oct 2013 #62

I'll be fine. I'm not yet collecting social security and I'm still working at age 65. SheilaT Oct 2013 #31

Any consideration to what might happen to the banks when they are taken over by creditors? Skidmore Oct 2013 #34

I'm slowly moving some of my personal savings to the local Teachers' Federal Credit Union, but... Hekate Oct 2013 #39

And why exactly would the banks be taken over by creditors? SheilaT Oct 2013 #43

Not sure why I would care .... oldhippie Oct 2013 #46

I would be more concerned about what would happen to the banks in "Small Town America", when they Ghost in the Machine Oct 2013 #76

We get two SS checks for hubby and me--and hubby also gets a govt pension from the VA. mnhtnbb Oct 2013 #33

I would lose my SS I suppose. I get a pension from the PGBC, it is already underfunded so I would doc03 Oct 2013 #38

Oh. I do get a teensy pension from PBGC. SheilaT Oct 2013 #44

I put away a little money... yuiyoshida Oct 2013 #40

Taihen desu ne Art_from_Ark Oct 2013 #61

Gonna just hope for the best... yuiyoshida Oct 2013 #63

Yikes! Art_from_Ark Oct 2013 #65

I do have a girlfriend in Los Angeles who told me yuiyoshida Oct 2013 #66

I tried to find work in Los Angeles once Art_from_Ark Oct 2013 #67

My friend has a job in yuiyoshida Oct 2013 #68

So it sounds like if you HAD to move to LA, Art_from_Ark Oct 2013 #75

yup... yuiyoshida Oct 2013 #92

In my town, Plan B is always to rent out a room in your house and/or convert the garage Hekate Oct 2013 #41

This, while a pretty decent idea, is not one that can be put into play SheilaT Oct 2013 #45

Unless you live by a university or perhaps a hospital Samantha Oct 2013 #47

You charge some poor student $930 a month to live in your basement? oldhippie Oct 2013 #48

It is one hell of a nice basement - it took me 4 years to complete it Samantha Oct 2013 #50

I think some people just don't realize how much prices vary pnwmom Oct 2013 #73

That's why I didn't mention what "the going rate" is here. No one would believe it... Hekate Oct 2013 #77

I must say, that sounds pretty nice ...... oldhippie Oct 2013 #85

We live between a major university and a community college; also have a large number of ... Hekate Oct 2013 #49

That is great Samantha Oct 2013 #59

One of my friends is widowed and divided her house like that, making a very nice apartment... Hekate Oct 2013 #70

My goddaughter and her husband have shared a home with another couple pnwmom Oct 2013 #74

But you've already got the basement apartment SheilaT Oct 2013 #53

True, but others don't do all the work I did to their basements Samantha Oct 2013 #55

Not necessarily. I know two women in different states and different decades pnwmom Oct 2013 #71

I've only just recently had money to start putting into a retirement fund. eqfan592 Oct 2013 #42

For rightt now, I think I've taked the right steps to prevent disaster. napi21 Oct 2013 #51

Not sure at all treestar Oct 2013 #56

No financial aid for school if it goes a long time davidpdx Oct 2013 #57

Not a good outlook... dickensknitter Oct 2013 #58

It depends on how the Administration handles it madville Oct 2013 #60

Nothing much at first abelenkpe Oct 2013 #64

My project will probably die or be forced to 100% private funding. politicat Oct 2013 #69

My investments will decline. dkf Oct 2013 #72

Interest sky-rocketing will affect everything anyone does financially. lonestarnot Oct 2013 #78

I am advising clients to get some liquidity immediately. Laelth Oct 2013 #79

The republicans will no longer be able to claim they are fiscally responsible? nolabels Oct 2013 #81

Not really other then we lose my husbands disability/va and who knows on kydo Oct 2013 #82

Nothing, it will make me really mad but financially won't effect me. nt Raine Oct 2013 #83

I'm perpetually either preparing for a blizzard or hunkered down surviving one magical thyme Oct 2013 #89

i still have to go to work datasuspect Oct 2013 #91