General Discussion
In reply to the discussion: Need a good response to this Freeper poster on the ACA [View all]Fla Dem
(27,640 posts)Health insurance companies have been increasing premiums forever, that's nothing new. Suggest they take a look at their health insurance bills over the past 5 years and see see how much the premiums increased before the ACA went into effect. All premium cost increases can't be blamed on the ACA.
But even if they purchase HI on their own, not thru the exchanges, they still benefit from the ACA.
http://www.whitehouse.gov/healthreform/healthcare-overview
Free Prevention Benefits: Insurers are now required to cover a number of recommended preventive services, such as cancer, diabetes and blood pressure screenings, without additional cost sharing such as copays or deductibles. Already, 54 million Americans with private health coverage have gotten better preventive services coverage as a result.
Coverage for Young Adults: Under the law, most young adults who cant get coverage through their jobs can stay on their parents plans until age 26 a change that has already allowed 3.1 million young adults to get health coverage and given their families peace of mind.
Coverage for Americans with Pre-Existing Conditions: Before the law, many Americans with pre-existing conditions were locked or priced out of the health insurance market. More than 50,000 Americans with pre-existing conditions have gained coverage through the new Pre-Existing Condition Insurance Plan. This temporary program makes health coverage available and more affordable for individuals who are uninsured and have been denied health insurance because of a pre-existing condition. In 2014, insurance discriminating against anyone with a pre-existing condition will be illegal.