I am just too tired for this stuff [View all]

[KentuckyWoman]

First, let me say again - medical "coverage" is not medical "care".


I finally decided to get into the Kentucky exchange. No coverage at work so I buy an individual policy.

I'm out in the mountains of eastern Kentucky where we aren't anything like the "hillbilly" image the rest of America likes to view us through, but a good bit of our population is not college educated. Many of my neighbors are having to get help to figure out what to do regarding the health care mandates. Kentucky has been out front, but the maze of info and choices can be a bit to wade through.

Fortunately I have the ability to look at all the options and figure them all out. I've already had to wade through buying a personal policy so this is just a matter a comparing that to what I can buy on the exchange. Premium for a similar policy that I have now but from the exchange is about 30 percent less than what I'm paying now for premiums. That's before subsidies - which I will qualify for. Out of pocket costs will plummet but I will still have to think about whether I can actually afford to access medical care if I get really sick.


Why is it too much to ask to work hard, pay my taxes and just be able to access medical care when I need it - anywhere I might be in the country - instead of all this falderall?