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VanillaRhapsody

(21,115 posts)

45. two words for you ....ADJUSTED GROSS!

Reply to kelly1mm (Reply #37)

Thu Oct 24, 2013, 11:39 PM

Oct 2013

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Thousands Of Consumers Get Insurance Cancellation Notices Due To Health Law Changes [View all] FarCenter Oct 2013 OP

Those policies do not qualify under the AcA. bravenak Oct 2013 #1

But that was not what the President promised. He said "If you like your health plan you can keep kelly1mm Oct 2013 #5

He also gave a list of what services the insurers were now required to provide. bravenak Oct 2013 #18

I did hear it. I knew at the time that the two statements were incongruant. You cannot have kelly1mm Oct 2013 #29

Now they get better plans at better prices. A policy they will like better. bravenak Oct 2013 #41

The problem is that the President, being generous, exaggerated in selling the ACA. I LOVE kelly1mm Oct 2013 #47

He did not mislead you. bravenak Oct 2013 #52

The PROBLEM is the Insurance Industry did it as an FU to ACA. Tigress DEM Oct 2013 #89

So they canceled policies as opposed to sending out notices of changes in policy and price? cui bono Oct 2013 #110

And this is the problem of entrusting something as vital as health care to for-profit vultures. BlueStreak Oct 2013 #68

EXACTLY! Tigress DEM Oct 2013 #90

And people will be getting BETTER plans for comparable prices. Proud Liberal Dem Oct 2013 #31

Some will. Many will not. BlueStreak Oct 2013 #69

I suspect one would no longer "like" a worse more expensive plan. joshcryer Oct 2013 #34

But quite a few people would prefer worse plans if they were cheaper, and ACA ratifies this eridani Oct 2013 #79

ACA actually requires states to have a non-profit pool. joshcryer Oct 2013 #81

Endless proliferation of small pools is exactly what the problem is eridani Oct 2013 #95

Yep. joshcryer Oct 2013 #97

Luckily, the ACA allows for state single payer plans starting in 2017 eridani Oct 2013 #98

The dividing line is competition, not geography BlueStreak Oct 2013 #100

Nah, a Kieser plan in one county will be different from another. joshcryer Oct 2013 #103

WHY would you like your old policy jazzimov Oct 2013 #53

Because men don't need pre-natal care and that is a significant expense and a new essential service. dkf Oct 2013 #94

Men father those children getting pre-natal care, so if that's the best you got, forget it. SolutionisSolidarity Oct 2013 #105

Well you asked why a person would prefer their old plan. dkf Oct 2013 #106

File it under *!* along with "clean coal". L0oniX Oct 2013 #120

Television editor? itsrobert Oct 2013 #2

Most of the reality shows are non-union. cui bono Oct 2013 #109

Why did the President say that (on multiple occasions)? It was obvious to those following kelly1mm Oct 2013 #3

they are getting BETTER Insurance.... VanillaRhapsody Oct 2013 #6

Well, they are getting more comprehensive insurance I agree. However, that was not what was kelly1mm Oct 2013 #9

So what if it was an exaggeration. It was less of an exaggeration than "death panels." stopbush Oct 2013 #36

OK. Somehow I thought I could trust the President. My bad. nt kelly1mm Oct 2013 #40

You're like the child at Disneyland whining, "but you said we'd go on Dumbo next." stopbush Oct 2013 #74

No you didn't VanillaRhapsody Oct 2013 #82

I NEVER said I was effected by ACA mandates in any way. Another poster did. kelly1mm Oct 2013 #87

Geeebus.... VanillaRhapsody Oct 2013 #91

Did you review the link in post 59? nt kelly1mm Oct 2013 #92

Okay let's try this again, ACA halted the pre-existing conditions, it had limits, would you rather Thinkingabout Oct 2013 #39

I totally agree! What I don't understand is why the President said if you liked kelly1mm Oct 2013 #42

I think the policy you had in 2013 had limitations you dont want to be subject, why doesn't your Thinkingabout Oct 2013 #48

Because the insurance companies can make a hell of a lot more money BlueStreak Oct 2013 #117

You're absolutely right. cui bono Oct 2013 #108

These anarchists don't realize how great paying premiums, copays and deductibles are NoOneMan Oct 2013 #17

There are loads of people on this site that are still in denial about that BlueStreak Oct 2013 #7

Because he didn't expect insurance companies to be dickbags Trekologer Oct 2013 #43

He probably figured he didn't need to explain that major ripoff policies kestrel91316 Oct 2013 #83

Why ar you attacking a poster who made a perfectly correct observation? cui bono Oct 2013 #111

They aren't all immediate cancellations BlueStreak Oct 2013 #4

You forget....there are tax subsidies.... VanillaRhapsody Oct 2013 #8

You do know that a couple both making $15 per hour at 40 hour a week jobs will not qualify kelly1mm Oct 2013 #11

We'll fix it later! NoOneMan Oct 2013 #15

What is this mythical couple doing for health coverage now? Ikonoklast Oct 2013 #20

Perhaps something like the non-mythical Bluestreak is doing as described in this sub-thread, which kelly1mm Oct 2013 #25

Strictly conjecture on your part. Ikonoklast Oct 2013 #121

Oh yes they do! VanillaRhapsody Oct 2013 #27

Did you read my post. Did you see the part about a couple. What is the cuttoff for kelly1mm Oct 2013 #37

I can tell you why with one graphic... VanillaRhapsody Oct 2013 #44

Ummmmmm, you do know that my example is at 401% of FPL, right? So, what exactly kelly1mm Oct 2013 #50

adjusted gross? VanillaRhapsody Oct 2013 #51

Yes. ACA adjusted gross of a 2 person household with each person making $15 per hour kelly1mm Oct 2013 #54

that's GROSS...not adjusted! VanillaRhapsody Oct 2013 #55

And I keep telling you that you do not know how ACA adjusted Gross Income is calculated. kelly1mm Oct 2013 #59

Standard Deductions...EVERYONE gets them.... VanillaRhapsody Oct 2013 #60

You can get the standard deduction, but it has no effect on the subsidy BlueStreak Oct 2013 #101

That is not true.... VanillaRhapsody Oct 2013 #102

AFTER TAX....see below... VanillaRhapsody Oct 2013 #104

adjusted gross income VanillaRhapsody Oct 2013 #56

taxable...I even forgot about that one! VanillaRhapsody Oct 2013 #57

Not really as I specifically stated that there was no IRA/401k/HSA contributions. See link kelly1mm Oct 2013 #61

wherein I reminded you then you would opt for Standard Deduction.... VanillaRhapsody Oct 2013 #62

You REALLY don't get this so you? Do you do tax work for a living? I do. In fact, if you kelly1mm Oct 2013 #64

this is pathetic... VanillaRhapsody Oct 2013 #73

I agree. Did you even bother to read the link provided in post 59? nt. kelly1mm Oct 2013 #77

two words for you ....ADJUSTED GROSS! VanillaRhapsody Oct 2013 #45

Do you know how AGI is calculated for ACA premium subsidy calculations? I do. Not much kelly1mm Oct 2013 #49

You do have a standard deduction! Everyone does! VanillaRhapsody Oct 2013 #58

You do know that a standard deduction in INCOME TAX calculations comes AFTER AGI kelly1mm Oct 2013 #70

If your itemized is less than standard...you take the standard...which in this case... VanillaRhapsody Oct 2013 #71

Again, which has ABSOLUTELY NOTHING to do with ACA MAGI or Income Tax AGI. You do not kelly1mm Oct 2013 #76

I commend you for your tenacity and mostly your patience! cui bono Oct 2013 #112

You know 400% of the poverty level is not all that high BlueStreak Oct 2013 #24

Do you know what poverty is? VanillaRhapsody Oct 2013 #30

What is your point? BlueStreak Oct 2013 #63

the point is...there are SUSIDIES! VanillaRhapsody Oct 2013 #66

People above 400% of poverty are not wealthy BlueStreak Oct 2013 #72

How about off-exchange policies? Nye Bevan Oct 2013 #10

Anthem says they will not have any off-exchange policies BlueStreak Oct 2013 #21

May I ask what state you are in? Nye Bevan Oct 2013 #26

Indiana. They have off-exchange policies TODAY BlueStreak Oct 2013 #75

Take a look at Assurant. Nye Bevan Oct 2013 #115

Thanks for the reference BlueStreak Oct 2013 #118

Wow are you in a red state? mucifer Oct 2013 #12

He is leaving the fact that he will qualify for subidies... VanillaRhapsody Oct 2013 #32

That is irrelevant. BlueStreak Oct 2013 #80

Now the truth is finally eeking out..... VanillaRhapsody Oct 2013 #86

That is such a nonsensical diatribe that it cannot be answered. BlueStreak Oct 2013 #107

Makes perfect sense.... VanillaRhapsody Oct 2013 #114

I think "cancellations" is a bit misleading PSPS Oct 2013 #13

Also, the provider network for the new plan is probably considerably smaller (nt) Nye Bevan Oct 2013 #28

I need their post codes, income and bra sizes before I believe them NoOneMan Oct 2013 #14

...and MANY of us were thrilled. ScreamingMeemie Oct 2013 #16

"We Will Keep This Promise to the American People" solarhydrocan Oct 2013 #19

We were all misled, it seems. BlueStreak Oct 2013 #22

YOU are the one being misleading! Purposely! VanillaRhapsody Oct 2013 #33

Other than just passing out insults BlueStreak Oct 2013 #65

you are not being honest.... VanillaRhapsody Oct 2013 #67

Why are you obsessed with my income? It is irrelevant to the issue. BlueStreak Oct 2013 #84

the same POLICY with LESSSSS! VanillaRhapsody Oct 2013 #88

It is not a superset. It is a stripped down POS policy BlueStreak Oct 2013 #99

You're saying you'd like a more costly plan with less coverage? joshcryer Oct 2013 #38

Where did I say anything? solarhydrocan Oct 2013 #93

I don't know what your position is, then. joshcryer Oct 2013 #96

The sky is falling. Wolf, Wolf. This house is made of straw. Health Care Debunker's Fairy Tales. libdem4life Oct 2013 #23

EXACTLY.... VanillaRhapsody Oct 2013 #35

In case anyone misses this... VanillaRhapsody Oct 2013 #46

"Thousands" = Millions. Skip Intro Oct 2013 #78

DU seems to have about a dozen posters who spend all day every day kestrel91316 Oct 2013 #85

And there's a dozen posters who can't accept the fact that Obama isn't perfect cui bono Oct 2013 #113

Some of them were trolls before Oct 1, to be fair nt geek tragedy Oct 2013 #116

"Obama�s promise" ...well that doesn't mean it will happen... L0oniX Oct 2013 #119

My Florida Blue plan sucked when I had it. Tommy_Carcetti Oct 2013 #122

No. The cancellations are THE EXCUSE GIVEN, NOT any LEGITIMATE cause. Same with hours. WinkyDink Oct 2013 #123

is that good or bad? kentuck Oct 2013 #124