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In reply to the discussion: Thousands Of Consumers Get Insurance Cancellation Notices Due To Health Law Changes [View all]BlueStreak
(8,377 posts)The President said I can keep my policy. I cannot. Anthem is terminating that policy at the next anniversary
The President said I can keep my Doctor. I cannot. Anthem is the only real supplier in the exchange, and none of my doctors are in the super-reduced network that they have set up for their ACA policies.
What the president said was completely untrue in my case. That is beyond any debate.
I am not accusing him of lying intentionally. I am accusing him of being way too trusting that the insurance companies and providers would behave in the way his brilliant 9-dimensional mind had predicted they would behave. He was wrong, plain and simple.
But there is more to the story than that. A major reason why the ACA networks are so inadequate is that the ACA puts a big squeeze on providers. Do you recall all the debate during the election when the "$630 Billion in health care savings" was being thrown around? The President argued that this wouldn't affect any voters because it was coming out of the providers' pockets. Well that chicken has come home to roost. I suspect that is a major reason why my doctors are not in the ACA network.
So what is the upshot? It is a mixed bag. On balance it is probably better than having done nothing. In some states it will be very beneficial to most people, In every state there are some people who will get hammered. In some states that have minimal competition and/or Governors that opted out of Medicaid expansion, a lot of people are getting hammered hard.