Okay, I'm really damn mad right now

[DURHAM D]

21. My guess is that like most corporate legacy folks

their old employer enrolled them in a Medicare Advantage program that included help on Meds and probably eye and some dental. However, their annual deductible has probably gone up every year. My brother is in this category.

Every year when he got the letter from his former employer telling him his deductible had gone up another $1000 he bitched and moaned while I begged him to look at the numbers if he told his former employer to go blow and he switched to regular Medicare and bought Part D. He didn't need the dental or eye (lousy coverage) anyway.

The truth is that he did not understand the difference between Medicare Advantage and regular Medicare with a supplemental plus Part D and he trusted that the employer benefits were better than nothing. In 2012 I convinced him to give me enough information so I could check it out for him and he realized he was getting screwed by his old company.