Well...my insurance premium is going up by $176.19 a month (and a Thank You)

[pnwmom]

15. Here's is one of the best articles explaining why the ACA will also benefit

all of the previously insured.

Right now, Texas has the most uninsured of any state. That means that all the insured people are paying for that care -- often very inefficient emergency room care -- in the form of higher premiums.

In other words, before ACA the insured were already paying more because of the uninsured (who frequently use hospitals anyway). In Texas, people with insurance had annual premiums that were $2700 a year more than they had to be -- because they were all helping to carry the costs of the uninsured.

And having too many uninsured patients also affected the quality of care all patients --even insured patients -- received. If a hospital had too many uninsured patients, then it couldn't offer the same quality of care that a fully financed hospital could offer. TO ANYONE.

http://www.vanityfair.com/online/eichenwald/2013/10/truth-obamacare-already-insured

I’m not sure if the folks pushing this line are trying to deceive their listeners or actually don’t understand the impact of what they are suggesting. Here is reality, spelled out simply in a report issued by the Task Force on Access to Health Care in Texas, which is composed of major health-care providers, businesspeople, medical economists, and other experts—folks who, unlike politicians, actually know what they are talking about when it comes to this topic. It states:

The uninsured are often unable to pay for medical services they receive. These expenses are passed on to others through higher medical fees and insurance premiums.Since many uninsured and underinsured individuals obtain primary care at emergency rooms, they risk overburdening of the local trauma system. This impacts the finances and ability of emergency rooms to handle trauma. The overuse of an emergency department can even lead to increased local taxes.

In other words, when people complain that they don’t want to be subsidizing “freeloaders” through Obamacare, they don’t understand that they are already paying for the care of the uninsured. And these are not small amounts. In fact, since emergency rooms are the most expensive forms of front-line care, the cost is very high, far more than the cost of a visit to a doctor’s office.


SNIP

And once again it is the citizens of states most opposed to Obamacare who are refusing expansions of Medicaid who are taking the biggest shellacking: Texas residents are paying $2,786 more in premiums for family policies provided through employers. Montana, $2,190. Alaska, $2,248. Idaho, $2,152. North Carolina, $1,828. The other states I mention also take big hits—New Mexico, West Virginia, and Oklahoma residents are all paying about $3,000 more for premiums on employee-provided policies.