LA Times: Middle class gets Obamacare sticker shock

[aznativ]

113. I live in az an so far these are the estimates I am getting.

Heres my results for income of $75k annually, me and the wife both 44 y/o, 2 kids no smokers, zip code 85208

myCigna Health Flex 5100
Cigna Health and Life Insurance Company
Deductible $5,100
Coinsurance 40%
Out of Pocket Maximum $6,350

Monthly Cost
$875.36
Premium: $907.15
Subsidy: $31.79
- See more at: http://www.valuepenguin.com/ppaca/exchanges/az#sthash.HYgxjpZy.dpuf

Kaiser result:

Household income in 2014:
318% of poverty level
Maximum % of income you have to pay for the non-tobacco premium, if eligible for a subsidy:
9.5%
Health Insurance premium in 2014 (for a silver plan, before tax credit):
$7,508 per year
You could receive a government tax credit subsidy of up to:
$383 per year
(which covers 5% of the overall premium)
Amount you pay for the premium:
$7,125 per year
(which equals 9.5% of your household income and covers 95% of the overall premium)

This one comes with a $12700 deductible btw.

The premium I pay now is approx about $75 per month less than the plan immediately above, but my deductible is currently only $3k per year. I go the to DR a lot by necessity and now I am going to be eaten alive by med payments.

I make a good living and actually save some money for retirement. That money will now be diverted to paying deductibles. So much for helping my kids with college bills (we make too much for most of the scholarships). The old plan I was on was affordable because we were able to opt out of mental health coverage and a couple other things so the premium was less. The new ACA rules stipulate that the insurance carrier upgrade all plans to be compliant. My employer just stopped offering ins altogether. Now I have to buy an ACA compliant plan and it will cost me much more than before.

I never complained about my insurance and I think it is good that we can now get everyone covered, but I was very confident nothing would happen to the insurance I have had for several years....................and we all know how that is turning out.

Anyway, I see a lot of people motherfucking the atty who makes $80K a year and is upset about the increase in costs...it is all good, but remember that the biggest beneficiaries of the ACA are those who make very little or have pre-exist conditions. When the middle class and above find out exact how much more they will be paying, they may very well could vote in a manner they feel will benefit their pocketbook...esp when those benefiting from their premium hikes are telling them to shut up and pay up because they are too fucking rich to complain.