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pnwmom

(110,261 posts)

33. You were right not to use it. Being nailed with a preexisting condition

Mon Oct 28, 2013, 04:22 PM

Oct 2013

was a huge problem.

I was telling my sister about my child's asthma diagnosis, and she told me that I should have (somehow) gotten the doctor not to do that. She said her friend the nurse said you should never let that get in a child's file, because then he could become uninsurable!

That's the wonderful system we had. You couldn't use your insurance for needed treatment for fear it would make you uninsurable.

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I had cheap health insurance years ago that would not be allowed under Obamacare in 2014 [View all] CreekDog Oct 2013 OP

Recommended. (nt) NYC_SKP Oct 2013 #1

They're not losing coverage, they're losing the illusion of coverage, I would say. geek tragedy Oct 2013 #2

Why do think so many people went bankrupt when a major illnes struck...their coverage sucked. nt kelliekat44 Oct 2013 #46

It reminds me of The Rainmaker. People pay premiums and hope it will help if they get really sick Pirate Smile Oct 2013 #51

k&r... spanone Oct 2013 #3

Years ago costs weren't so high leftstreet Oct 2013 #4

yes, it was unreasonable then, it was a bad thing then CreekDog Oct 2013 #6

You were right not to use it. Being nailed with a preexisting condition pnwmom Oct 2013 #33

A cousin of mine had to "find out" she was pregnant at 5 months, in order to get on her ScreamingMeemie Oct 2013 #44

A lot of people would be happier with actual insurance, rather than prepaid routine medical care FarCenter Oct 2013 #5

that's perverse, do you feed your kid or take them to the doctor? CreekDog Oct 2013 #7

Don't Know For sure, but this one geek tragedy Oct 2013 #9

in this thread they want men getting vasectomies to be charged less for insurance CreekDog Oct 2013 #32

That's a convincing mountain of proof of your assertion. The last one was particularly Squinch Oct 2013 #36

They said in this thread they don't want poor people getting regular health care geek tragedy Oct 2013 #37

We fed our kids and took them to the doctor. FarCenter Oct 2013 #10

you're saying that it worked for everyone? CreekDog Oct 2013 #16

Hello! Have you ever heard of a copay & deductible? NoOneMan Oct 2013 #13

Fuck Ron Paul. nt geek tragedy Oct 2013 #8

That's a fantastic way to make health care and insurance more expensive. jeff47 Oct 2013 #11

Who would have thought that someone with a history of racist comments, teleprompter geek tragedy Oct 2013 #12

If people want to buy a plan that includes pre-paid preventive care, they should have that option. FarCenter Oct 2013 #14

Not what you were just proposing. jeff47 Oct 2013 #17

If you have lump, go to the doctor. FarCenter Oct 2013 #23

No, if you have a lump and don't have a hefty income jeff47 Oct 2013 #24

Heh, doubling down on the Republican ideology with fat-bashing. geek tragedy Oct 2013 #18

Well, there's also the problem where those people with a 30 BMI are living longer jeff47 Oct 2013 #20

People who use the 'teleprompters' line against Obama geek tragedy Oct 2013 #21

It is part of preventive care in Medicare FarCenter Oct 2013 #26

Which is why we need to not have cancer screenings. jeff47 Oct 2013 #27

Right, because doing so would hurt corporate profit$!! AgingAmerican Oct 2013 #25

Making medical services prepaid, with less per usage cost to patients, increases corporate profits FarCenter Oct 2013 #29

Yes, you are afraid poor people will start receiving medical care like everyone else does. geek tragedy Oct 2013 #35

you make a false assertion and without data to back it up CreekDog Oct 2013 #39

That isn't what 'prepaid' is AgingAmerican Oct 2013 #49

Considering poor people can't afford paying in full for preventative care that doesn't seem smart. cui bono Oct 2013 #34

what? fizzgig Oct 2013 #47

By "actual insurance" I mean buying a policy that covers losses larger than what you can cover. FarCenter Oct 2013 #48

We'd be happier with Healthcare Puzzledtraveller Oct 2013 #52

what you describe sounds exactly like catastrophic coverage under Obamacare grantcart Oct 2013 #15

So you're saying Obamacare allows charging women more than men? CreekDog Oct 2013 #19

I think they're just saying that junk insurance is still geek tragedy Oct 2013 #22

They're actually the opposite ProSense Oct 2013 #31

there's a big difference between high deductible plans under Obamacare and what I had CreekDog Oct 2013 #41

Good points. I stand corrected. nt geek tragedy Oct 2013 #42

thanks for listening CreekDog Oct 2013 #43

lol let me edit for clairty: what you describe sounds similar to catastrophic coverage under grantcart Oct 2013 #30

the whole context is different CreekDog Oct 2013 #38

I was just watching CNBC CrawlingChaos Oct 2013 #28

My son, a completely healthy 15 year old, had a catastrophic temporary policy that was $500/quarter. ScreamingMeemie Oct 2013 #45

I don't see what the fuss is all about......... Swede Atlanta Oct 2013 #40

Boom! CFLDem Oct 2013 #50