General Discussion
In reply to the discussion: I supported the ACA, but my policy that I like is being cancelled because of it. [View all]TheKentuckian
(25,020 posts)to limit the cost of premiums, not to give everyone under 400% of FPL a free ride as i think some want to create the impression.
While I agree with your first point, it wasn't the discussion. Sure 10% beats bankruptcy, it doesn't follow that is affordable and if also doesn't follow that the deductibles and out of pockets are obtainable and if they aren't then we have a ton of self rationing and people still go bankrupt (or in the hole with dead credit and collections).
Your second point conflate comprehensiveness with affordability, if your argument is value then that is stronger but not definitive because one must have a handle on how much more value one is getting for how many more dollars to get to the truth of that piece either. What you get above and beyond needs to have individual value (this is an individual responsibly and cost rather than a collective one) to you or if doesn't matter and putting that to the side there is the question of whether the additional services are compensation for the higher costs, which we don't know because we didn't deal with existing costs so the value is assumed alk the way around.