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In reply to the discussion: I wish people wouldn't be so rude to those who lose out under the ACA. [View all]
onlyadream
(2,248 posts)229. Can't say that I didn't wonder about that
In a panic, I have called Empire to make inquiries to set my mind at ease. In the end, I'll never really know, not having had to use it.
As for lowering my AGI, that's not the point of me being here talking about this. I guess I am bellyaching about the cost, because it was a surprise, but in the end it doesn't matter for me at this point since we'll have company insurance in January (just got the news this week as my husband is changing from being a contractor to employee). The reason I'm speaking up on this thread is because I was attacked for stating what happened to us. The truth is, there is going to be a lot of unhappy self employed people. This is not good and it needs to be changed. No one should have $3000 or $6000 deductibles, especially if your premiums are over $800! No one. Not even if you're making over $100k.
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I wish people wouldn't be so rude to those who lose out under the ACA. [View all]
Nye Bevan
Nov 2013
OP
Like this thread ---I supported the ACA, but my policy that I like is being cancelled because of it
warrant46
Nov 2013
#37
Horshit I offered nicely and gave suggestions he hit and ran a typical example of false flag...
Drew Richards
Nov 2013
#368
And he will only share basic details about the policy with his friends. He only came to DU to...
valerief
Nov 2013
#330
All policies have to provide certain benefits to be sold in the ACA national exchange.
The Wielding Truth
Nov 2013
#196
when I worked I made that amount. I could not afford to pay that much a month. How can anyone
roguevalley
Nov 2013
#36
No they aren't....most didn't expand Medicaid! Thats where the hole is...
VanillaRhapsody
Nov 2013
#247
thank you, lost. I have tried to get people's attention on this several times on DU.
antigop
Nov 2013
#224
Have you checked the exchange and told your Insurance company you were considering leaving..
VanillaRhapsody
Nov 2013
#34
Believe it or not, some people don['t want the minimum bells and whistles. Maybe they don't need eye
WinkyDink
Nov 2013
#295
Well the states that didn't expand...will at some point get pressured by their
VanillaRhapsody
Nov 2013
#306
"While those folks count, so do everyone else." = "While those folks count, so do everyone else." nt
geek tragedy
Nov 2013
#127
Muddling new social contract with personal insurance policies = a crucible for misunderstanding
HereSince1628
Nov 2013
#4
I think your post adds to the muddling. If you like the ACA, then why are you knocking it?
SunSeeker
Nov 2013
#100
Anti-intellectualism is a basic feature of internet groups...I'm beyond it.
HereSince1628
Nov 2013
#117
Pointing out that the ACA will save 45,000 Americans each year is not "ignorant cheerleading."
SunSeeker
Nov 2013
#175
Asking for details is bullying? And when they're not provided, questioning the motive of the poster
valerief
Nov 2013
#332
It's very "interesting," though, when DUers with very low post counts make these assertions.
Arugula Latte
Nov 2013
#12
Those people need to be told to look at ways to lower their AGI. It can be done and it is not
MADem
Nov 2013
#212
People living hand-to-mouth don't have to juggle. They're inside the lines, unless they're
MADem
Nov 2013
#299
the pitchfork brigade prefers to stifle non-conforming people via threat and accusation. nt
msongs
Nov 2013
#18
Self-righteous bullying. Some will decide they represent the side of righteousness
rhett o rick
Nov 2013
#177
GD isn't a therapy group. It's where information, not feelings, are shared. nt
valerief
Nov 2013
#342
DU posts come up on google searches. They bring a person to DU. Why else would trollers post here?
valerief
Nov 2013
#346
damn. You are going on ignore. You are obviously a person I don't care to hear from.
liberal_at_heart
Nov 2013
#355
A major issue I have is employer provided insurance precluding eligibility for subsidies.
Puzzledtraveller
Nov 2013
#13
Go to the exchange...price comparison...take that back to your current insurer.
VanillaRhapsody
Nov 2013
#43
if that company changes ANYTHING in your plan...you can go to the exchange.
VanillaRhapsody
Nov 2013
#77
I think we'll see working-class employers start dropping family policies
lumberjack_jeff
Nov 2013
#93
My first look at this for my daughter is that this is actually worse for her...
NRaleighLiberal
Nov 2013
#19
The Kaiser site doesn't indicate anywhere - I suspect she should get some kind...
NRaleighLiberal
Nov 2013
#49
so where is that number? there is no other way to run the calculator...
NRaleighLiberal
Nov 2013
#66
It's right there in words, subsidies are for those making between 100 and 400 times poverty level
Bluenorthwest
Nov 2013
#91
just amazing. I know there must be countless people in her situation - it is not nearly a living
NRaleighLiberal
Nov 2013
#164
this is not a person who can afford to live by themselves in an apartment...
VanillaRhapsody
Nov 2013
#75
she is 28 and living with a friend - we are helping her with rent. she can't even afford all of
NRaleighLiberal
Nov 2013
#80
No - she's had a tough life - overcome an eating disorder, really doing as well as possible
NRaleighLiberal
Nov 2013
#119
If you estimate too low, the worst case scenario is that she'll have to repay the tax credit...
lumberjack_jeff
Nov 2013
#83
They would not penalize her for estimating her income too high, only too low.
stevenleser
Nov 2013
#155
The government itself has said it would not consider it as such. There is documentation.
stevenleser
Nov 2013
#300
No it doesn't, technically or otherwise because those enforcing it said so.
stevenleser
Nov 2013
#317
yes, it is all quite sad. NC is just tossing people under the bus at an alarming rate these days.
NRaleighLiberal
Nov 2013
#72
I got my dad into growing heirloom tomatoes about 5 years before he passed away -
NRaleighLiberal
Nov 2013
#106
She qualifies for Medicaid, but if the state didn't extend it, she should also be able to get a
Yo_Mama
Nov 2013
#293
Likewise, how can we distinguish the phony people who just SAY they are winning?
NoOneMan
Nov 2013
#74
I wish people wouldn't be coy about providing their details when they claim they are losing out
MADem
Nov 2013
#32
That's just NOT true. You have reading skills, you can read a bill as well as anyone else.
MADem
Nov 2013
#79
You haven't even tried to understand it. You haven't read it. And what is "cruel" are your
MADem
Nov 2013
#138
Well, if you "understand it quite well," why don't you be a GOOD DUer, and HELP PEOPLE OUT
MADem
Nov 2013
#167
Well, the term is a common one--if you ever get over your reticence and visit the Hill,
MADem
Nov 2013
#207
If you lower your AGI, you qualify for the subsidies, that's the point I'm making. nt
MADem
Nov 2013
#286
no I don't actually...You make EXACTLY $100,000 is that what you are saying?
VanillaRhapsody
Nov 2013
#165
and that is not true. $573 a month for the Bronze plan. $690 for the Silver Plan..or
VanillaRhapsody
Nov 2013
#234
I make considerably less than you...will not get a subsidy...and I am not
VanillaRhapsody
Nov 2013
#276
and I just left a job where I was paid $30,000 a year with an insurance deductible for
VanillaRhapsody
Nov 2013
#178
I didn't say I had a problem with the 20%....I was pointing out a fact..
VanillaRhapsody
Nov 2013
#279
You make over $100K and you want sympathy because your costs went up a little?
philosslayer
Nov 2013
#181
Well.... you may not want the boss to see just how smoothly things run without you.
Nye Bevan
Nov 2013
#118
I am the boss and I'm gratified to see how smoothly things run without me
lumberjack_jeff
Nov 2013
#123
If you are going to post a personal anecdote, then some corroborating details should be ok
scheming daemons
Nov 2013
#69
Obamacare is a wealth transfer from healthy and middle class to the sick and poor.
FarCenter
Nov 2013
#76
The 1% is always supportive of wealth redistribution in order to tamp down social unrest
FarCenter
Nov 2013
#188
That too, but I was thinking of the Democratic 1%ers like the Kennedys, FDR, etc.
FarCenter
Nov 2013
#197
FDR was a class traitor, kennedy was an affront to the "dignity" of regressives everywhere
datasuspect
Nov 2013
#200
FDR preserved the plutocracy; you haven't seen the Kennedys give away their fortunes
FarCenter
Nov 2013
#218
We ask less of our rich (including corporations) than virtually any other nation on earth.
Romulox
Nov 2013
#147
Nothing particularly, but Obamacare has been portrayed as a win for everybody, not a wealth transfer
FarCenter
Nov 2013
#184
I don't have the time or the inclination, but do you check these people's other posts?
Nye Bevan
Nov 2013
#125
People have been doing that--give me your details, I will help you....and the poster refuses.
MADem
Nov 2013
#152
Excellent suggestion. Thanks for the link. You're right, it can't be trotted out too often...
SunSeeker
Nov 2013
#183
Depends on what you call worse off. No pre-existing exclusions, no caps, often better coverage,
Hoyt
Nov 2013
#139
Conversely, I wish I wasn't told "well, hey, at least you got 'yours'" when I try to talk to them
ScreamingMeemie
Nov 2013
#151
Another thing that can make DU suck are people who are actively campaigning against the ACA under th
LanternWaste
Nov 2013
#158
we are all really afraid of losing benefits and this includes ACA/social security/medicare etc
La Lioness Priyanka
Nov 2013
#159
Nobody loses out. We all gain as individuals when our society becomes more humane and just.
factsarenotfair
Nov 2013
#186
There are many countries with universal health care where that is the case, and
factsarenotfair
Nov 2013
#239
The vast majority of ACA horror stories are fictional bull dung, made up for political effect.
DrewFlorida
Nov 2013
#206
It is hard to be one of those who is going to carry a larger burden.
searchingforlight
Nov 2013
#225
I sympathize, but as only 3% of the poorly insured population, they get waay too much media hype,
ancianita
Nov 2013
#228
agree! Those that "are worse off under it . . . do not deserve the rude and skeptical responses"
DrDan
Nov 2013
#232
Until we get the insurance companies out of the "business" of healthcare, there
tavalon
Nov 2013
#291
I fully support the ACA, but agree that those who have problems qualifying should be respectfully
davidpdx
Nov 2013
#320
The ACA is only an "intermediate step" if it fails and has to be replaced.
Warren Stupidity
Nov 2013
#337
It provides a mechanism where the profitability of the insurance co.s can be squeezed...squeezed...
Nye Bevan
Nov 2013
#338
There are lots of bullies on DU and it is not just about ACA. I don't think I could continue to come
liberal_at_heart
Nov 2013
#356