The President lied...

[Nine]

24. I think some of your wording is misleading however.

"insurance companies... refused to give their customers their same policy with the added benefits of the new law"

They didn't have to add new ACA benefits to the old policies - not the major ACA benefits anyway:

https://www.healthcare.gov/what-if-i-have-a-grandfathered-health-plan/

What grandfathered plans do and don't have to cover
Here's a quick look at the consumer protections that do and don't apply to grandfathered plans:

All health plans must:

End lifetime limits on coverage
End arbitrary cancellations of health coverage
Cover adult children up to age 26
Provide a Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and costs

Hold insurance companies accountable to spend your premiums on health care, not administrative costs and bonuses
Grandfathered plans DON'T have to:

Cover preventive care for free
Guarantee your right to appeal
Protect your choice of doctors and access to emergency care
Be held accountable through Rate Review for excessive premium increases

In addition to the above, grandfathered individual health insurance plans (the kind you buy yourself, not the kind you get from an employer) don't have to:

End yearly limits on coverage
Cover you if you have a pre-existing health condition

Unless I am misinterpreting...