General Discussion
In reply to the discussion: I supported the ACA, but my policy that I like is being cancelled because of it. [View all]OwnedByCats
(805 posts)Having said that, it's going to be good for people too - a lot of people. What I am saying is there are certain loopholes and bugs in the system that will leave some out in the cold and others seem to think that couldn't possibly be true. I have seen some give their exact details on this board in other threads and they are still called trolls and liars, being judged about their income and their lifestyles. This is not helpful.
What bothers me are those that simply can't afford to actually use their insurance and I've been in that position myself. I made my monthly premium but between the copays and deductibles I couldn't afford to see a doctor. With the ACA, that may no longer be a factor for many though, if they can get subsidies, but some will slip through the cracks. It really depends on the individual's financial situation and by looking at only the income and family size, not the outgoing bills being taken into consideration, this is when it doesn't work for some. I'm particularly worried for my parents. My father retired early because of debilitating arthritis, he's receiving disability and because he's not 65 yet, he cannot get Medicare. He gets too much in disability to get medicaid, even though it's been expanded here. The company they are with was the same provider his employer used, except with out the benefit of subsidies from the employer now that he's retired. The truth is, their current policy will close and a new one offered, but it's $300 more than they pay now, which brings their premium to $1500 per month. I believe the copays and deductibles are the same. Obviously coverage will be better with the ACA regs in place so everyone is better off, it's just a question of the affordability of their policy. They aren't going to be able to afford the $1500 per month, as it is they are burning a huge hole into their savings to pay as it is, so I think the exchange will be the next step for them. I have heard for people in their early 60's it's going to be high like that, but I need to see what they get offered.
But then I'm hoping for single payer so that everyone can benefit from not being sucked dry by insurance companies since I actually know how nice that would be for everyone having lived it myself for a time. Maybe this will help get us there, I really do hope so. If not, I see nothing wrong with discussing what problems are arising for some, maybe they can be improved upon. Attacking people is not the right thing IMO. As liberals we ought to be able to discuss these things without scathing attacks and assume the ones that are upset just hate Obama. You want to see real hate for Obama, go to right wing message boards, you'll see it in full swing there. What people say here against him looks respectful compared to their colorful expressions.