I wish people wouldn't be so rude to those who lose out under the ACA.

[cilla4progress]

358. Hey only - want you to know,

I am in the exact same boat! I was a strong supporter of ACA in advance (and of Obama; campaign for him, donate, lifelong Dem etc.). I believed I could keep my policy, which I liked, when he said that...

My insurer is cancelling our plan as of December 31st. This is a plan that was run (on some level) by my state - Washington, and one had to be essentially middle income (not receiving any other assistance) to be on it. Low premiums, deductibles, free preventive, paid 80% of medical expenses. I have come to understand that the reason it is not ACA-compliant is because it had an annual cap of $100K payout per year, as opposed to the unlimited under ACA.

Under the exchanges, I am looking at an increase in premiums, that darn $6350 deductible, and that's a bronze plan that only pays 60%!

One might say the big benefit is the unlimited annual coverage. Here's the rub though: I was healthy enough all 3 years under this plan (as was my daughter) that we never came anywhere near that cap. So in our experience, the plan was very good.

By the way, these increases come for my family at a time when we are losing 1/3 of our income due to my job layoff!

As it turns out, my husband may be able to join the union at his government employer, which will resolve our problem. If that doesn't materialize, we are looking at an increase in monthly health care expenses DUE TO ACA, at the same time as ACA is providing us with a stop loss of $6350 annually; a very good thing.

It's all very complicated, and a public option would have been the least we could have hoped for.