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SHRED

(28,136 posts) Mon Nov 4, 2013, 01:29 PM Nov 2013

What's your health insurance status? Will the ACA help you? [View all]

Last edited Mon Nov 4, 2013, 02:07 PM - Edit history (1)

Okay, I'll start:

I'm in California.
Anthen PPO plan via my employer. My wife is on the plan also.
I am 100% covered by my employer and she is 50% covered.

I pay $450 per month from my paycheck.

This is about what I will pay per month (or less) when I retire this spring under Covered California and that is for both of us. Granted not quite the same coverage as the $1,800 per month plan I have now but well worth it since Covered California will allow me to be free (retire).

https://www.coveredca.com/shopandcompare/

ON EDIT:
The numbers:
Our total retirement income will be around $50K to $53K per year before taxes.

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34 replies

= new reply since forum marked as read

Highlight:

What's your health insurance status? Will the ACA help you? [View all] SHRED Nov 2013 OP

I'll be able to get insurance for the first time in years... Ohio Joe Nov 2013 #1

75-80% of people won't be affected until 2018 leftstreet Nov 2013 #2

And this is what the unions are angry about. I think they are misguided. BlueStreak Nov 2013 #14

You have identified the crux of the problem that the ACA does nothing about solarhydrocan Nov 2013 #26

It does nothing about Pharma BlueStreak Nov 2013 #34

I have employer sponsored insurance etherealtruth Nov 2013 #3

And it removed the caps SHRED Nov 2013 #4

YEP ... I knew I couldn't enumerate the ways i have actually benefitted etherealtruth Nov 2013 #5

In my case not exactly. We are being moved from Medicaid to GreenPartyVoter Nov 2013 #6

Does Maine have it's own exchange? SHRED Nov 2013 #7

Our Teapublican governor turned down the expansion and state exchange. The bronze plans in my area GreenPartyVoter Nov 2013 #20

Yes. ScreamingMeemie Nov 2013 #8

It will help in a few extreme cases. Previous coverage: subsidized ER visits DireStrike Nov 2013 #9

Message auto-removed Name removed Nov 2013 #10

PPO HDHP HSA FreeJoe Nov 2013 #11

Not covered right now, because of a recent job change.... Wounded Bear Nov 2013 #12

I have insurance But ACA still helps me kydo Nov 2013 #13

Tricare ChazII Nov 2013 #15

champus kydo Nov 2013 #19

Same Revanchist Nov 2013 #21

No, I don't have any experience. ChazII Nov 2013 #24

It Will Help Our Son otohara Nov 2013 #16

will not help me directly justabob Nov 2013 #17

I have PPO at work, they sent a memo - contribution to go up due to ACA. trackfan Nov 2013 #18

I wish people with employer provided insurance who have dependents Puzzledtraveller Nov 2013 #33

Not immediately. But my wife and I have both had trouble before because of chronic health problems. hunter Nov 2013 #22

I'm covered by the V.A. and my wife is a Federal Officer with excellent insurance. denbot Nov 2013 #23

I have employer/union coverage through Empire State BCBS. JaneyVee Nov 2013 #25

I have Medicare and VA, so it won't do anything for me Glorfindel Nov 2013 #27

My wife and I have real healthcare for the first time Broken_Hero Nov 2013 #28

Insured and yes, I believe it will help Motown_Johnny Nov 2013 #29

Yes, haven't been covered in years. Manifestor_of_Light Nov 2013 #30

My wife and I are both on Medicare BUT.... we are looking for insurance for my 4 year old son Buddha_of_Wisdom Nov 2013 #31

Employer provided Puzzledtraveller Nov 2013 #32