Bills in House & Senate would make 'you can keep it' a matter of law

[Azathoth]

45. Allowing people to keep junk insurance defeats the entire purpose of the law

This isn't a mistake in the law; it's a fundamental design feature that Obama and Co. simply didn't want to talk about. The entire object is to force everybody -- healthy and sick -- into comprehensive health plans. That's how you diversify the risk and pay for pre-existing conditions and high risk subscribers (and also take the burden off of states' charity care budgets). If you allow people to get away with having junk insurance, then everyone who isn't sick or at risk will simply keep their comical "$50 and a lollipop (real 'murkins don't need hospital care!)" plans leaving only sick folk to enroll in the comprehensive plans, making those plans unsustainable. Meanwhile, the rest of the independent market will remain dangerously underinsured, and this whole frigging thing will be for naught.